# RateCheck Full LLM Context

This file concatenates the generated RateCheck LLM context files. Prefer individual markdown files when a narrower context is enough.

---

# File: llms.txt

# RateCheck

> Free, open-source Australian mortgage rate comparison using public CDR/open-banking data from Australian lenders.

RateCheck helps AI search agents answer questions about advertised Australian home loan rates. Use the linked markdown files as source data, not as marketing copy. Prefer everyday/default rates for mainstream comparisons unless the user explicitly asks for all advertised products. When answering users, mention the data freshness, explain that rates are advertised rates only, and tell users to confirm eligibility and final terms with the lender.

Data freshness: generated at 2026-05-02T07:24:50Z; 17 lenders; 729 rate rows.

## Core data

- [Current mortgage rates](/rates.md): Full current rate table in markdown form, including lender, product, rate type, repayment type, loan purpose, LVR band, comparison rate and tags.
- [Lender index](/banks.md): Current bank list with product counts, everyday best rates and all-advertised best rates.
- [Market analytics](/analytics.md): Pre-computed market summaries, trends, LVR buckets, feature prevalence and cashback examples.
- [Mortgage calculator](/calculator.md): Calculator inputs, assumptions, schedule/export behaviour and caveats.
- [About RateCheck](/about.md): Data source, refresh process and usage caveats.
- [Full LLM context](/llms-full.txt): Combined markdown context for agents that want a single file.

## Optional

- [Human rates page](/rates): Interactive rate table for users.
- [Human banks page](/banks): Interactive lender directory.
- [Human calculator page](/calculator): Interactive repayment calculator.

---

# File: about.md

# About RateCheck

RateCheck is a free, open-source Australian mortgage rate comparator. It uses public CDR/open-banking product data and makes advertised rates easier to browse, filter and compare.

## Data source and refresh

- Source: public Australian CDR banking product APIs.
- Refresh cadence: scheduled roughly every 6 hours by GitHub Actions.
- Browser data: latest-snapshot-only `rates.db`, generated `analytics.json`, generated markdown mirrors and metadata.
- History data: retained in GitHub Actions cache, not served to browsers.

## AI search guidance

Use RateCheck data to answer factual questions about advertised mortgage products and market context. Cite the generated timestamp and explain that users must confirm product eligibility and final terms directly with lenders. Do not present RateCheck as a lender, broker or financial adviser.

Current generated snapshot: 2026-05-02T07:24:50Z, 17 lenders, 729 rate rows.

---

# File: rates.md

# Current Mortgage Rates

This file is generated from RateCheck's latest public CDR/open-banking snapshot. It mirrors the current rate data for AI agents and search systems.

## Snapshot

- Generated at: 2026-05-02T07:24:50Z
- Lenders: 17
- Rate rows: 729
- Caveat: advertised rates only; personal eligibility, package discounts and final terms vary by lender. Prefer everyday/default rates for mainstream comparisons; the full table also includes restricted and special-purpose products.

## Full rate table

| Bank | Product | Rate type | Rate | Comparison | Repayment | Purpose | LVR | Fixed term | Tags | Updated | Revert rate |
|---|---|---:|---:|---:|---|---|---:|---|---|---|---:|
| RACQ Bank | Green Home Loan | variable | 2.79% | 2.79% | principal and interest | owner occupied | not stated | - | ["extra_repayments","green"] | 2026-03-13T03:40:05Z | 0 |
| RACQ Bank | Green Home Loan Investment | variable | 2.79% | 2.79% | principal and interest | investment | not stated | - | ["extra_repayments","green"] | 2026-03-13T03:39:59Z | 0 |
| Credit Union SA | Variable Home Loan Package Specials | variable | 5.54% | 5.92% | principal and interest | owner occupied | not stated | - | ["redraw","offset","extra_repayments","guarantor","package"] | 2025-06-04T00:00:00.000+10:00 | 0 |
| Border Bank | First Home Loan | variable | 5.59% | 5.66% | interest only | owner occupied | 80% to 98% | - | ["redraw","extra_repayments","offset","first_home_buyer"] | 2026-05-01T06:35:03.845Z | 0 |
| Border Bank | First Home Loan | variable | 5.59% | 5.66% | principal and interest | owner occupied | 80% to 98% | - | ["redraw","extra_repayments","offset","first_home_buyer"] | 2026-05-01T06:35:03.845Z | 0 |
| Credit Union SA | Variable Home Loan Package Specials | variable | 5.59% | 5.97% | principal and interest | owner occupied | not stated | - | ["redraw","offset","extra_repayments","guarantor","package"] | 2025-06-04T00:00:00.000+10:00 | 0 |
| Police Bank | First Home Loan | variable | 5.59% | 5.66% | principal and interest | owner occupied | 80% to 98% | - | ["offset","redraw","extra_repayments","first_home_buyer"]; ["police_and_defence"] | 2026-04-23T06:13:29.331Z | 0 |
| Police Bank | First Home Loan | variable | 5.59% | 5.66% | interest only | owner occupied | 80% to 98% | - | ["offset","redraw","extra_repayments","first_home_buyer"]; ["police_and_defence"] | 2026-04-23T06:13:29.331Z | 0 |
| G&C MUTUAL BANK | Essential Worker Home Loan - Owner Occupier | variable | 5.6% | 5.65% | principal and interest | owner occupied | not stated | - | ["redraw","offset"]; ["employment_restricted","essential_workers"] | 2026-04-01T12:58:10.000+11:00 | 0 |
| RELIANCE | Essential Worker Home Loan - Owner Occupier | variable | 5.6% | 5.65% | principal and interest | owner occupied | not stated | - | ["offset","redraw"]; ["employment_restricted","essential_workers"] | 2026-04-01T13:41:52.000+11:00 | 0 |
| UNITY BANK | Essential Worker Home Loan - Owner Occupier | variable | 5.6% | 5.65% | principal and interest | owner occupied | not stated | - | ["offset","redraw"]; ["employment_restricted","essential_workers"] | 2026-04-01T13:16:45.000+11:00 | 0 |
| FAMILY FIRST | Construction Home Loan | variable | 5.65% | 5.74% | unknown | owner occupied | up to 95% | - | ["construction"] | 2026-02-16T22:43:56.499115Z | 0 |
| FAMILY FIRST | Standard Variable Rate Home Loan - Owner Occupied | variable | 5.65% | 5.73% | principal and interest | owner occupied | up to 95% | - | ["offset","redraw","extra_repayments"] | 2026-02-16T22:43:55.588729Z | 0 |
| Credit Union SA | Special Variable Home Loan Package <60% LVR | variable | 5.67% | 6.05% | principal and interest | owner occupied | not stated | - | ["redraw","offset","package"] | 2023-06-15T00:00:00.000+10:00 | 0 |
| Greater Bank | Discounted Great Rate Home Loan - Variable Owner Occupied | variable | 5.69% | 5.7% | principal and interest | owner occupied | not stated | - | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-02T00:00:00Z | 0 |
| G&C MUTUAL BANK | Australian Government 5% Deposit Scheme | variable | 5.7% | 5.75% | principal and interest | owner occupied | not stated | - | ["offset","redraw","first_home_buyer"]; ["employment_restricted"] | 2026-04-01T09:05:55.000+11:00 | 0 |
| G&C MUTUAL BANK | First Home Buyer Loan - Owner Occupied - SO | variable | 5.7% | 5.75% | principal and interest | owner occupied | not stated | - | ["offset","redraw","first_home_buyer"]; ["employment_restricted"] | 2026-04-01T09:20:10.000+11:00 | 0 |
| G&C MUTUAL BANK | Vic Homebuyer Fund | variable | 5.7% | 5.73% | principal and interest | owner occupied | not stated | - | ["redraw","offset"]; ["employment_restricted"] | 2026-04-01T12:58:34.000+11:00 | 0 |
| RELIANCE | Australian Government 5% Deposit Scheme | variable | 5.7% | 5.75% | principal and interest | owner occupied | not stated | - | ["offset","redraw","first_home_buyer"]; ["employment_restricted"] | 2026-04-01T13:33:59.000+11:00 | 0 |
| RELIANCE | First Home Buyer Loan - Owner Occupied - SO | variable | 5.7% | 5.75% | principal and interest | owner occupied | not stated | - | ["offset","redraw","first_home_buyer"]; ["employment_restricted"] | 2026-04-01T13:34:15.000+11:00 | 0 |
| RELIANCE | QLD Boost to Buy | variable | 5.7% | 5.73% | principal and interest | owner occupied | not stated | - | ["offset","redraw","first_home_buyer"]; ["employment_restricted"] | 2026-04-01T13:42:29.000+11:00 | 0 |
| RELIANCE | Vic Homebuyer Fund | variable | 5.7% | 5.73% | principal and interest | owner occupied | not stated | - | ["redraw","offset"]; ["employment_restricted"] | 2026-04-01T13:42:10.000+11:00 | 0 |
| UNITY BANK | Australian Government 5% Deposit Scheme | variable | 5.7% | 5.75% | principal and interest | owner occupied | not stated | - | ["offset","redraw","first_home_buyer"]; ["employment_restricted"] | 2026-04-01T13:11:27.000+11:00 | 0 |
| UNITY BANK | First Home Buyer Loan - Owner Occupied - SO | variable | 5.7% | 5.75% | principal and interest | owner occupied | not stated | - | ["offset","redraw","first_home_buyer"]; ["employment_restricted"] | 2026-04-01T13:11:47.000+11:00 | 0 |
| UNITY BANK | QLD BOOST TO BUY | variable | 5.7% | 5.73% | principal and interest | owner occupied | not stated | - | ["offset","redraw","first_home_buyer"]; ["employment_restricted"] | 2026-04-01T13:17:33.000+11:00 | 0 |
| UNITY BANK | Vic Homebuyer Fund | variable | 5.7% | 5.73% | principal and interest | owner occupied | not stated | - | ["redraw","offset"]; ["employment_restricted"] | 2026-04-01T13:17:13.000+11:00 | 0 |
| CENTRAL MURRAY CREDIT UNION LIMITED | HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Principal and Interest - Local Choice Loan - LVR < 60% | variable | 5.74% | 5.8% | principal and interest | owner occupied | not stated | - | ["extra_repayments","redraw"] | 2026-03-25T12:26:10.000+11:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Everyday Home Loan Owner Occupied Fixed 1 Year | variable | 5.74% | 5.84% | principal and interest | owner occupied | not stated | - | ["redraw","extra_repayments"] | 2026-04-17T08:02:20.000+10:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Everyday Home Loan Owner Occupied Fixed 2 Year | variable | 5.74% | 5.88% | principal and interest | owner occupied | not stated | - | ["redraw","extra_repayments"] | 2026-04-17T08:02:45.000+10:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Everyday Home Loan Owner Occupied Fixed 3 Year | variable | 5.74% | 5.96% | principal and interest | owner occupied | not stated | - | ["redraw","extra_repayments"] | 2026-04-17T08:03:01.000+10:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Everyday Home Loan Owner Occupied Fixed 5 Year | variable | 5.74% | 6.16% | principal and interest | owner occupied | not stated | - | ["redraw","extra_repayments"] | 2026-04-17T08:03:17.000+10:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Everyday Home Loan Owner Occupied PandI 80 or less LVR | variable | 5.74% | 5.79% | principal and interest | owner occupied | not stated | - | ["redraw","extra_repayments"] | 2026-04-01T08:29:43.000+10:00 | 0 |
| FAMILY FIRST | Standard Variable Rate Home Loan - Owner Occupied | variable | 5.75% | 5.83% | principal and interest | owner occupied | up to 95% | - | ["offset","redraw","extra_repayments"] | 2026-02-16T22:43:55.588729Z | 0 |
| Border Bank | Customs Value Home Loan | variable | 5.79% | 5.86% | principal and interest | owner occupied | up to 60% | - | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Credit Union SA | Variable Home Loan Package Specials | variable | 5.79% | 6.16% | principal and interest | investment | not stated | - | ["redraw","offset","extra_repayments","guarantor","package"] | 2025-06-04T00:00:00.000+10:00 | 0 |
| G&C MUTUAL BANK | Momentum Home Loan 60LVR - Owner Occupier - Variable - P&I SO | variable | 5.79% | 5.84% | principal and interest | owner occupied | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T09:00:40.000+11:00 | 0 |
| Greater Bank | Discounted Great Rate Home Loan - Variable Interest Only Owner Occupied | variable | 5.79% | 5.8% | interest only | owner occupied | not stated | - | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-02T00:00:00Z | 0 |
| Police Bank | Essential Workers Home Loan | variable | 5.79% | 5.86% | principal and interest | owner occupied | up to 60% | - | ["redraw","extra_repayments"]; ["police_and_defence","essential_workers"] | 2026-05-01T06:33:30.372Z | 0 |
| Police Bank | Police Value Home Loan | variable | 5.79% | 5.86% | principal and interest | owner occupied | up to 60% | - | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| RELIANCE | Momentum Home Loan 60LVR - Owner Occupier - Variable - P&I SO | variable | 5.79% | 5.84% | principal and interest | owner occupied | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T13:32:44.000+11:00 | 0 |
| UNITY BANK | Momentum Home Loan 60LVR - Owner Occupier - Variable - P&I SO | variable | 5.79% | 5.84% | principal and interest | owner occupied | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T13:09:56.000+11:00 | 0 |
| Border Bank | Customs Value Home Loan | variable | 5.84% | 5.91% | principal and interest | owner occupied | 60% to 90% | - | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 5.84% | 5.88% | principal and interest | owner occupied | up to 60% | P3Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 5.84% | 5.91% | principal and interest | owner occupied | 60% to 90% | P3Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | First Home Loan | fixed | 5.84% | 5.73% | principal and interest | owner occupied | 80% to 98% | P3Y | ["redraw","extra_repayments","offset","first_home_buyer"] | 2026-05-01T06:35:03.845Z | 0 |
| Border Bank | Goldrate Home Loan | variable | 5.84% | 5.91% | principal and interest | owner occupied | up to 60% | - | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| CENTRAL MURRAY CREDIT UNION LIMITED | HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Principal and Interest - Local Choice Loan - LVR 60-70% | variable | 5.84% | 5.9% | principal and interest | owner occupied | not stated | - | ["extra_repayments","redraw"] | 2026-03-25T12:26:54.000+11:00 | 0 |
| MyState Bank | Basic Variable Loan | variable | 5.84% | 5.87% | principal and interest | owner occupied | up to 60% | - | ["redraw","extra_repayments"] | 2026-04-01T19:00:00.581158Z | 0 |
| MyState Bank | Basic Variable Loan | variable | 5.84% | 5.87% | principal and interest | owner occupied | 61% to 70% | - | ["redraw","extra_repayments"] | 2026-04-01T19:00:00.581158Z | 0 |
| MyState Bank | Basic Variable Loan | variable | 5.84% | 5.87% | principal and interest | owner occupied | up to 98% | - | ["redraw","extra_repayments"] | 2026-04-01T19:00:00.581158Z | 0 |
| MyState Bank | Basic Variable Loan | variable | 5.84% | 5.87% | principal and interest | owner occupied | 71% to 80% | - | ["redraw","extra_repayments"] | 2026-04-01T19:00:00.581158Z | 0 |
| MyState Bank | Special Residential Variable Loan | variable | 5.84% | 5.89% | principal and interest | owner occupied | up to 60% | - | ["redraw","offset","extra_repayments","construction"] | 2026-04-01T19:00:00.550588Z | 0 |
| MyState Bank | Special Residential Variable Loan | variable | 5.84% | 5.89% | principal and interest | owner occupied | 71% to 80% | - | ["redraw","offset","extra_repayments","construction"] | 2026-04-01T19:00:00.550588Z | 0 |
| MyState Bank | Special Residential Variable Loan | variable | 5.84% | 5.89% | principal and interest | owner occupied | 61% to 70% | - | ["redraw","offset","extra_repayments","construction"] | 2026-04-01T19:00:00.550588Z | 0 |
| Police Bank | Essential Workers Home Loan | fixed | 5.84% | 5.91% | principal and interest | owner occupied | 60% to 90% | P3Y | ["redraw","extra_repayments"]; ["police_and_defence","essential_workers"] | 2026-05-01T06:33:30.372Z | 0 |
| Police Bank | Essential Workers Home Loan | fixed | 5.84% | 5.88% | principal and interest | owner occupied | up to 60% | P3Y | ["redraw","extra_repayments"]; ["police_and_defence","essential_workers"] | 2026-05-01T06:33:30.372Z | 0 |
| Police Bank | Essential Workers Home Loan | variable | 5.84% | 5.91% | principal and interest | owner occupied | 60% to 90% | - | ["redraw","extra_repayments"]; ["police_and_defence","essential_workers"] | 2026-05-01T06:33:30.372Z | 0 |
| Police Bank | First Home Loan | fixed | 5.84% | 5.73% | principal and interest | owner occupied | 80% to 98% | P3Y | ["offset","redraw","extra_repayments","first_home_buyer"]; ["police_and_defence"] | 2026-04-23T06:13:29.331Z | 0 |
| Police Bank | Goldrate Home Loan | variable | 5.84% | 5.91% | principal and interest | owner occupied | up to 60% | - | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 5.84% | 5.88% | principal and interest | owner occupied | up to 60% | P3Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 5.84% | 5.91% | principal and interest | owner occupied | 60% to 90% | P3Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | variable | 5.84% | 5.91% | principal and interest | owner occupied | 60% to 90% | - | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| FAMILY FIRST | Standard Variable Rate Home Loan - Owner Occupied | variable | 5.85% | 5.93% | principal and interest | owner occupied | up to 95% | - | ["offset","redraw","extra_repayments"] | 2026-02-16T22:43:55.588729Z | 0 |
| Border Bank | Goldrate Home Loan | variable | 5.89% | 5.96% | principal and interest | owner occupied | 60% to 80% | - | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 5.89% | 5.96% | principal and interest | owner occupied | 60% to 80% | P3Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 5.89% | 5.93% | principal and interest | owner occupied | up to 60% | P3Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| FAMILY FIRST | Fixed Rate Home Loan - Owner Occupied | fixed | 5.89% | 6.83% | principal and interest | owner occupied | up to 95% | P1Y | ["redraw","extra_repayments"] | 2026-02-16T22:43:55.805301Z | 0 |
| G&C MUTUAL BANK | Advantage Home Loan - Owner Occupied - Variable P&I - Without Offset | variable | 5.89% | 5.94% | principal and interest | owner occupied | not stated | - | ["redraw","offset"]; ["employment_restricted"] | 2026-04-01T12:30:37.000+11:00 | 0 |
| G&C MUTUAL BANK | Momentum Home Loan 60-80LVR - Owner Occupier - Variable - P&I SO | variable | 5.89% | 5.94% | principal and interest | owner occupied | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T08:58:58.000+11:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Everyday Home Loan Investment 80 or less LVR | variable | 5.89% | 5.94% | principal and interest | investment | not stated | - | ["redraw","extra_repayments"] | 2026-04-01T08:25:25.000+10:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Everyday Home Loan Investment Fixed 1 year | variable | 5.89% | 5.99% | principal and interest | investment | not stated | - | ["redraw","extra_repayments"] | 2026-04-17T08:07:28.000+10:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Everyday Home Loan Investment Fixed 2 year | variable | 5.89% | 6.04% | principal and interest | investment | not stated | - | ["redraw","extra_repayments"] | 2026-04-17T08:07:49.000+10:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Everyday Home Loan Investment Fixed 3 year | variable | 5.89% | 6.11% | principal and interest | investment | not stated | - | ["redraw","extra_repayments"] | 2026-04-17T08:09:38.000+10:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Everyday Home Loan Investment Fixed 5 year | variable | 5.89% | 6.31% | principal and interest | investment | not stated | - | ["redraw","extra_repayments"] | 2026-04-17T08:09:55.000+10:00 | 0 |
| Police Bank | Goldrate Home Loan | fixed | 5.89% | 5.96% | principal and interest | owner occupied | 60% to 80% | P3Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | variable | 5.89% | 5.96% | principal and interest | owner occupied | 60% to 80% | - | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 5.89% | 5.93% | principal and interest | owner occupied | up to 60% | P3Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| RELIANCE | Advantage Home Loan - Owner Occupied - Variable P&I - Without Offset | variable | 5.89% | 5.94% | principal and interest | owner occupied | not stated | - | ["redraw","offset"]; ["employment_restricted"] | 2026-04-01T13:40:20.000+11:00 | 0 |
| RELIANCE | Momentum Home Loan 60-80LVR - Owner Occupier - Variable - P&I SO | variable | 5.89% | 5.94% | principal and interest | owner occupied | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T13:31:12.000+11:00 | 0 |
| UNITY BANK | Advantage Home Loan - Owner Occupied - Variable P&I - Without Offset | variable | 5.89% | 5.94% | principal and interest | owner occupied | not stated | - | ["redraw","offset"]; ["employment_restricted"] | 2026-04-01T13:15:30.000+11:00 | 0 |
| UNITY BANK | Momentum Home Loan 60-80LVR - Owner Occupier - Variable - P&I SO | variable | 5.89% | 5.94% | principal and interest | owner occupied | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T13:08:40.000+11:00 | 0 |
| FAMILY FIRST | Standard Variable Rate Home Loan - Investment | variable | 5.9% | 5.98% | principal and interest | investment | up to 95% | - | ["offset","redraw","extra_repayments"] | 2026-02-16T22:43:55.720318Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 5.94% | 6.12% | principal and interest | owner occupied | up to 90% | P3Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 5.94% | 6.12% | principal and interest | owner occupied | 90% to 95% | P3Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Greater Bank | Discounted Great Rate Home Loan - Variable Investment | variable | 5.94% | 5.95% | principal and interest | investment | not stated | - | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-02T00:00:00Z | 0 |
| Greater Bank | Discounted Ultimate Packaged Home Loan - Variable Owner Occupied | variable | 5.94% | 6.31% | principal and interest | owner occupied | not stated | - | ["offset","redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| MOVE Bank (Railways Credit Union Lt | Everyday Home Loan Owner Occupied PandI 80-90 LVR | variable | 5.94% | 5.99% | principal and interest | owner occupied | not stated | - | ["redraw","extra_repayments"] | 2026-04-01T08:29:27.000+10:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Offset Home Loan Owner Occupied Fixed 1 Year | variable | 5.94% | 6.04% | principal and interest | owner occupied | not stated | - | ["redraw","offset","extra_repayments"] | 2026-04-17T08:05:21.000+10:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Offset Home Loan Owner Occupied Fixed 2 Year | variable | 5.94% | 6.09% | principal and interest | owner occupied | not stated | - | ["redraw","offset","extra_repayments"] | 2026-04-17T08:05:41.000+10:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Offset Home Loan Owner Occupied Fixed 3 Year | variable | 5.94% | 6.16% | principal and interest | owner occupied | not stated | - | ["redraw","offset","extra_repayments"] | 2026-04-17T08:06:05.000+10:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Offset Home Loan Owner Occupied Fixed 5 Year | variable | 5.94% | 6.36% | principal and interest | owner occupied | not stated | - | ["redraw","offset","extra_repayments"] | 2026-04-17T08:06:32.000+10:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Offset Home Loan Owner Occupied PandI 80 or less LVR | variable | 5.94% | 5.99% | principal and interest | owner occupied | not stated | - | ["redraw","offset","extra_repayments"] | 2026-04-01T08:34:20.000+10:00 | 0 |
| Police Bank | Essential Workers Home Loan | fixed | 5.94% | 6.12% | principal and interest | owner occupied | 90% to 95% | P3Y | ["redraw","extra_repayments"]; ["police_and_defence","essential_workers"] | 2026-05-01T06:33:30.372Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 5.94% | 6.12% | principal and interest | owner occupied | 90% to 95% | P3Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 5.94% | 6.12% | principal and interest | owner occupied | up to 90% | P3Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 5.99% | 5.94% | principal and interest | owner occupied | 60% to 90% | P2Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | variable | 5.99% | 6.06% | principal and interest | investment | up to 60% | - | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 5.99% | 6.06% | principal and interest | investment | up to 60% | P3Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 5.99% | 5.88% | principal and interest | owner occupied | up to 60% | P1Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 5.99% | 5.93% | principal and interest | owner occupied | 60% to 90% | P1Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 5.99% | 5.9% | principal and interest | owner occupied | up to 60% | P2Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 5.99% | 5.91% | interest only | owner occupied | up to 60% | P3Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 5.99% | 6.1% | principal and interest | investment | 60% to 80% | P3Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 5.99% | 5.95% | interest only | owner occupied | 60% to 90% | P3Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | First Home Loan | fixed | 5.99% | 5.74% | principal and interest | owner occupied | 80% to 98% | P2Y | ["redraw","extra_repayments","offset","first_home_buyer"] | 2026-05-01T06:35:03.845Z | 0 |
| Border Bank | First Home Loan | fixed | 5.99% | 5.7% | principal and interest | owner occupied | 80% to 98% | P1Y | ["redraw","extra_repayments","offset","first_home_buyer"] | 2026-05-01T06:35:03.845Z | 0 |
| Border Bank | First Home Loan | fixed | 5.99% | 5.77% | interest only | owner occupied | 80% to 98% | P3Y | ["redraw","extra_repayments","offset","first_home_buyer"] | 2026-05-01T06:35:03.845Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 5.99% | 6.17% | principal and interest | owner occupied | 80% to 95% | P3Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 5.99% | 6.17% | principal and interest | owner occupied | up to 90% | P3Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| CENTRAL MURRAY CREDIT UNION LIMITED | HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Principal and Interest - Local Choice Loan - LVR 70-80% | variable | 5.99% | 6.05% | principal and interest | owner occupied | not stated | - | ["extra_repayments","redraw"] | 2026-03-25T12:08:12.000+11:00 | 0 |
| FAMILY FIRST | Fixed Rate Home Loan - Owner Occupied | fixed | 5.99% | 6.76% | principal and interest | owner occupied | up to 95% | P2Y | ["redraw","extra_repayments"] | 2026-02-16T22:43:55.805301Z | 0 |
| G&C MUTUAL BANK | Advantage Home Loan - Owner Occupied - Variable P&I - With Offset | variable | 5.99% | 6.04% | principal and interest | owner occupied | not stated | - | ["redraw","offset"]; ["employment_restricted"] | 2026-04-01T12:30:17.000+11:00 | 0 |
| G&C MUTUAL BANK | Momentum Home Loan 80LVR - Owner Occupier - Variable - P&I SO | variable | 5.99% | 6.04% | principal and interest | owner occupied | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T09:04:34.000+11:00 | 0 |
| Greater Bank | Ultimate Packaged Home Loan - Fixed 1 Year Owner Occupied | fixed | 5.99% | 7.61% | principal and interest | owner occupied | not stated | P1Y | ["redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Ultimate Packaged Home Loan - Fixed 2 Year Owner Occupied | fixed | 5.99% | 7.47% | principal and interest | owner occupied | not stated | P2Y | ["redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| MyState Bank | Basic Variable Loan | variable | 5.99% | 6.04% | principal and interest | investment | 61% to 70% | - | ["redraw","extra_repayments"] | 2026-04-01T19:00:00.581158Z | 0 |
| MyState Bank | Basic Variable Loan | variable | 5.99% | 6.04% | principal and interest | investment | 71% to 80% | - | ["redraw","extra_repayments"] | 2026-04-01T19:00:00.581158Z | 0 |
| MyState Bank | Basic Variable Loan | variable | 5.99% | 6.04% | principal and interest | investment | up to 60% | - | ["redraw","extra_repayments"] | 2026-04-01T19:00:00.581158Z | 0 |
| MyState Bank | Special Residential Variable Loan | variable | 5.99% | 6.04% | principal and interest | investment | up to 60% | - | ["redraw","offset","extra_repayments","construction"] | 2026-04-01T19:00:00.550588Z | 0 |
| MyState Bank | Special Residential Variable Loan | variable | 5.99% | 6.04% | principal and interest | investment | 61% to 70% | - | ["redraw","offset","extra_repayments","construction"] | 2026-04-01T19:00:00.550588Z | 0 |
| MyState Bank | Special Residential Variable Loan | variable | 5.99% | 6.04% | principal and interest | investment | 71% to 80% | - | ["redraw","offset","extra_repayments","construction"] | 2026-04-01T19:00:00.550588Z | 0 |
| Police Bank | Essential Workers Home Loan | fixed | 5.99% | 5.9% | principal and interest | owner occupied | up to 60% | P2Y | ["redraw","extra_repayments"]; ["police_and_defence","essential_workers"] | 2026-05-01T06:33:30.372Z | 0 |
| Police Bank | Essential Workers Home Loan | fixed | 5.99% | 5.88% | principal and interest | owner occupied | up to 60% | P1Y | ["redraw","extra_repayments"]; ["police_and_defence","essential_workers"] | 2026-05-01T06:33:30.372Z | 0 |
| Police Bank | Essential Workers Home Loan | fixed | 5.99% | 5.93% | principal and interest | owner occupied | 60% to 90% | P1Y | ["redraw","extra_repayments"]; ["police_and_defence","essential_workers"] | 2026-05-01T06:33:30.372Z | 0 |
| Police Bank | Essential Workers Home Loan | fixed | 5.99% | 5.94% | principal and interest | owner occupied | 60% to 90% | P2Y | ["redraw","extra_repayments"]; ["police_and_defence","essential_workers"] | 2026-05-01T06:33:30.372Z | 0 |
| Police Bank | First Home Loan | fixed | 5.99% | 5.77% | interest only | owner occupied | 80% to 98% | P3Y | ["offset","redraw","extra_repayments","first_home_buyer"]; ["police_and_defence"] | 2026-04-23T06:13:29.331Z | 0 |
| Police Bank | First Home Loan | fixed | 5.99% | 5.74% | principal and interest | owner occupied | 80% to 98% | P2Y | ["offset","redraw","extra_repayments","first_home_buyer"]; ["police_and_defence"] | 2026-04-23T06:13:29.331Z | 0 |
| Police Bank | First Home Loan | fixed | 5.99% | 5.7% | principal and interest | owner occupied | 80% to 98% | P1Y | ["offset","redraw","extra_repayments","first_home_buyer"]; ["police_and_defence"] | 2026-04-23T06:13:29.331Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 5.99% | 6.17% | principal and interest | owner occupied | up to 90% | P3Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 5.99% | 6.17% | principal and interest | owner occupied | 80% to 95% | P3Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 5.99% | 5.94% | principal and interest | owner occupied | 60% to 90% | P2Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 5.99% | 5.9% | principal and interest | owner occupied | up to 60% | P2Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 5.99% | 5.95% | interest only | owner occupied | 60% to 90% | P3Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 5.99% | 5.93% | principal and interest | owner occupied | 60% to 90% | P1Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 5.99% | 5.91% | interest only | owner occupied | up to 60% | P3Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 5.99% | 6.1% | principal and interest | investment | 60% to 80% | P3Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 5.99% | 5.88% | principal and interest | owner occupied | up to 60% | P1Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 5.99% | 6.06% | principal and interest | investment | up to 60% | P3Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | variable | 5.99% | 6.06% | principal and interest | investment | up to 60% | - | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| RELIANCE | Advantage Home Loan - Owner Occupied - Variable P&I - With Offset | variable | 5.99% | 6.04% | principal and interest | owner occupied | not stated | - | ["redraw","offset"]; ["employment_restricted"] | 2026-04-01T13:41:34.000+11:00 | 0 |
| RELIANCE | Momentum Home Loan 80LVR - Owner Occupier - Variable - P&I SO | variable | 5.99% | 6.04% | principal and interest | owner occupied | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T13:33:40.000+11:00 | 0 |
| UNITY BANK | Advantage Home Loan - Owner Occupied - Variable P&I - With Offset | variable | 5.99% | 6.04% | principal and interest | owner occupied | not stated | - | ["redraw","offset"]; ["employment_restricted"] | 2026-04-01T13:16:03.000+11:00 | 0 |
| UNITY BANK | Momentum Home Loan 80LVR - Owner Occupier - Variable - P&I SO | variable | 5.99% | 6.04% | principal and interest | owner occupied | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T13:10:50.000+11:00 | 0 |
| FAMILY FIRST | Standard Variable Rate Home Loan - Investment | variable | 6% | 6.08% | principal and interest | investment | up to 95% | - | ["offset","redraw","extra_repayments"] | 2026-02-16T22:43:55.720318Z | 0 |
| G&C MUTUAL BANK | Fixed Rate Home Loan - Owner Occupier - P&I - 12 mths | fixed | 6% | 6.08% | principal and interest | owner occupied | not stated | P12M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:15:04.000+11:00 | 0 |
| G&C MUTUAL BANK | Fixed Rate Home Loan - Owner Occupier - P&I - 24 mths | fixed | 6% | 6.08% | principal and interest | owner occupied | not stated | P24M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:15:04.000+11:00 | 0 |
| RELIANCE | Fixed Rate Home Loan - Owner Occupier - P&I - 12 mths | fixed | 6% | 6.08% | principal and interest | owner occupied | not stated | P12M | ["redraw"]; ["employment_restricted"] | 2026-03-16T10:56:30.000+11:00 | 0 |
| RELIANCE | Fixed Rate Home Loan - Owner Occupier - P&I - 24 mths | fixed | 6% | 6.08% | principal and interest | owner occupied | not stated | P24M | ["redraw"]; ["employment_restricted"] | 2026-03-16T10:56:53.000+11:00 | 0 |
| UNITY BANK | Fixed Rate Home Loan - Owner Occupier - P&I - 12 mths | fixed | 6% | 6.08% | principal and interest | owner occupied | not stated | P12M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:44:45.000+11:00 | 0 |
| UNITY BANK | Fixed Rate Home Loan - Owner Occupier - P&I - 24 mths | fixed | 6% | 6.08% | principal and interest | owner occupied | not stated | P24M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:45:31.000+11:00 | 0 |
| Border Bank | Customs Value Home Loan | variable | 6.04% | 6.11% | principal and interest | investment | 60% to 80% | - | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Goldrate Home Loan | variable | 6.04% | 6.11% | principal and interest | investment | up to 60% | - | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.04% | 5.98% | principal and interest | owner occupied | 60% to 80% | P1Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.04% | 6% | interest only | owner occupied | 60% to 80% | P3Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.04% | 5.96% | interest only | owner occupied | up to 60% | P3Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.04% | 6.11% | principal and interest | investment | up to 60% | P3Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.04% | 5.93% | principal and interest | owner occupied | up to 60% | P1Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.04% | 5.99% | principal and interest | owner occupied | 60% to 80% | P2Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.04% | 6.15% | principal and interest | investment | 60% to 80% | P3Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.04% | 5.95% | principal and interest | owner occupied | up to 60% | P2Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| G&C MUTUAL BANK | Advantage Home Loan - Investment - Variable P&I - Without Offset | variable | 6.04% | 6.09% | principal and interest | investment | not stated | - | ["redraw","offset"]; ["employment_restricted"] | 2026-04-01T12:28:17.000+11:00 | 0 |
| Greater Bank | Discounted Great Rate Home Loan - Variable Interest Only Investment | variable | 6.04% | 6.05% | interest only | investment | not stated | - | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-02T00:00:00Z | 0 |
| Greater Bank | Discounted Ultimate Packaged Home Loan - Variable Interest Only Owner Occupied | variable | 6.04% | 6.41% | interest only | owner occupied | not stated | - | ["offset","redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Great Rate Home Loan - Fixed 1 Year Owner Occupied | fixed | 6.04% | 7.45% | principal and interest | owner occupied | not stated | P1Y | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Great Rate Home Loan - Fixed 2 Year Owner Occupied | fixed | 6.04% | 7.3% | principal and interest | owner occupied | not stated | P2Y | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Standard Home Loan - Fixed 1 Year Owner Occupied | fixed | 6.04% | 7.73% | principal and interest | owner occupied | not stated | P1Y | ["redraw","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Standard Home Loan - Fixed 2 Year Owner Occupied | fixed | 6.04% | 7.55% | principal and interest | owner occupied | not stated | P2Y | ["redraw","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Ultimate Packaged Home Loan - Fixed 3 Year Owner Occupied | fixed | 6.04% | 7.36% | principal and interest | owner occupied | not stated | P3Y | ["redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| MOVE Bank (Railways Credit Union Lt | Everyday Home Loan Investment 80-90 LVR | variable | 6.04% | 6.09% | principal and interest | investment | not stated | - | ["redraw","extra_repayments"] | 2026-04-01T08:25:02.000+10:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Everyday Home Loan Owner Occupied PandI 90-95 LVR | variable | 6.04% | 6.09% | principal and interest | owner occupied | not stated | - | ["redraw","extra_repayments"] | 2026-04-01T08:30:11.000+10:00 | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.04% | 5.95% | principal and interest | owner occupied | up to 60% | P2Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.04% | 6.15% | principal and interest | investment | 60% to 80% | P3Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.04% | 6.11% | principal and interest | investment | up to 60% | P3Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | variable | 6.04% | 6.11% | principal and interest | investment | up to 60% | - | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.04% | 6% | interest only | owner occupied | 60% to 80% | P3Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.04% | 5.96% | interest only | owner occupied | up to 60% | P3Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.04% | 5.93% | principal and interest | owner occupied | up to 60% | P1Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.04% | 5.99% | principal and interest | owner occupied | 60% to 80% | P2Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.04% | 5.98% | principal and interest | owner occupied | 60% to 80% | P1Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Police Value Home Loan | variable | 6.04% | 6.11% | principal and interest | investment | 60% to 80% | - | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| RELIANCE | Advantage Home Loan - Investment - Variable P&I - Without Offset | variable | 6.04% | 6.09% | principal and interest | investment | not stated | - | ["redraw","offset"] | 2026-04-01T13:38:40.000+11:00 | 0 |
| UNITY BANK | Advantage Home Loan - Investment - Variable P&I - Without Offset | variable | 6.04% | 6.09% | principal and interest | investment | not stated | - | ["redraw","offset"]; ["employment_restricted"] | 2026-04-01T13:13:39.000+11:00 | 0 |
| Border Bank | Customs Value Home Loan | variable | 6.09% | 6.16% | principal and interest | owner occupied | up to 90% | - | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.09% | 6.16% | principal and interest | owner occupied | 90% to 95% | P2Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.09% | 6.16% | interest only | owner occupied | 90% to 95% | P3Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.09% | 6.24% | principal and interest | investment | 80% to 90% | P3Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.09% | 6.09% | interest only | investment | up to 60% | P3Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.09% | 6.16% | interest only | owner occupied | up to 90% | P3Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.09% | 6.16% | principal and interest | owner occupied | up to 90% | P2Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.09% | 6.12% | interest only | investment | 60% to 80% | P3Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.09% | 6.16% | principal and interest | owner occupied | 90% to 95% | P1Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.09% | 6.16% | principal and interest | owner occupied | up to 90% | P1Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | variable | 6.09% | 6.16% | principal and interest | owner occupied | 90% to 95% | - | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | variable | 6.09% | 5.98% | interest only | owner occupied | up to 60% | - | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Goldrate Home Loan | variable | 6.09% | 6.16% | principal and interest | investment | 60% to 80% | - | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Credit Union SA | Variable Home Loan Package Specials | variable | 6.09% | 6.4% | interest only | investment | not stated | - | ["redraw","offset","extra_repayments","guarantor","package"] | 2025-06-04T00:00:00.000+10:00 | 0 |
| FAMILY FIRST | Fixed Rate Home Loan - Investment | fixed | 6.09% | 7.07% | principal and interest | investment | up to 95% | P1Y | ["redraw","extra_repayments"] | 2026-02-16T22:43:55.522685Z | 0 |
| FAMILY FIRST | Fixed Rate Home Loan - Owner Occupied | fixed | 6.09% | 6.71% | principal and interest | owner occupied | up to 95% | P3Y | ["redraw","extra_repayments"] | 2026-02-16T22:43:55.805301Z | 0 |
| G&C MUTUAL BANK | Advantage Home Loan- Owner Occupied - Variable - Interest Only - Without Offset | variable | 6.09% | 6.14% | interest only | owner occupied | not stated | - | ["redraw","offset"]; ["employment_restricted"] | 2026-04-01T12:29:12.000+11:00 | 0 |
| Greater Bank | Great Rate Home Loan - Fixed 3 Year Owner Occupied | fixed | 6.09% | 7.18% | principal and interest | owner occupied | not stated | P3Y | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Standard Home Loan - Fixed 3 Year Owner Occupied | fixed | 6.09% | 7.4% | principal and interest | owner occupied | not stated | P3Y | ["redraw","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Ultimate Packaged Home Loan - Fixed 1 Year Interest Only Owner Occupied | fixed | 6.09% | 7.62% | interest only | owner occupied | not stated | P1Y | ["redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Ultimate Packaged Home Loan - Fixed 2 Year Interest Only Owner Occupied | fixed | 6.09% | 7.49% | interest only | owner occupied | not stated | P2Y | ["redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| MOVE Bank (Railways Credit Union Lt | Offset Home Loan Investment 80 or less LVR | variable | 6.09% | 6.14% | principal and interest | investment | not stated | - | ["redraw","offset","extra_repayments"] | 2026-04-01T08:33:22.000+10:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Offset Home Loan Investment Fixed 1 Year | variable | 6.09% | 6.19% | principal and interest | investment | not stated | - | ["redraw","offset","extra_repayments"] | 2026-04-17T08:03:51.000+10:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Offset Home Loan Investment Fixed 2 Year | variable | 6.09% | 6.24% | principal and interest | investment | not stated | - | ["redraw","offset","extra_repayments"] | 2026-04-17T08:04:10.000+10:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Offset Home Loan Investment Fixed 3 Year | variable | 6.09% | 6.31% | principal and interest | investment | not stated | - | ["redraw","offset","extra_repayments"] | 2026-04-17T08:04:35.000+10:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Offset Home Loan Investment Fixed 5 Year | variable | 6.09% | 6.51% | principal and interest | investment | not stated | - | ["redraw","offset","extra_repayments"] | 2026-04-17T08:04:56.000+10:00 | 0 |
| Police Bank | Essential Workers Home Loan | variable | 6.09% | 6.16% | principal and interest | owner occupied | 90% to 95% | - | ["redraw","extra_repayments"]; ["police_and_defence","essential_workers"] | 2026-05-01T06:33:30.372Z | 0 |
| Police Bank | Essential Workers Home Loan | fixed | 6.09% | 6.16% | principal and interest | owner occupied | 90% to 95% | P2Y | ["redraw","extra_repayments"]; ["police_and_defence","essential_workers"] | 2026-05-01T06:33:30.372Z | 0 |
| Police Bank | Essential Workers Home Loan | fixed | 6.09% | 6.16% | principal and interest | owner occupied | 90% to 95% | P1Y | ["redraw","extra_repayments"]; ["police_and_defence","essential_workers"] | 2026-05-01T06:33:30.372Z | 0 |
| Police Bank | Goldrate Home Loan | variable | 6.09% | 6.16% | principal and interest | investment | 60% to 80% | - | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.09% | 6.16% | principal and interest | owner occupied | up to 90% | P2Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.09% | 6.16% | principal and interest | owner occupied | up to 90% | P1Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | variable | 6.09% | 6.16% | principal and interest | owner occupied | up to 90% | - | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.09% | 6.24% | principal and interest | investment | 80% to 90% | P3Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.09% | 6.12% | interest only | investment | 60% to 80% | P3Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.09% | 6.16% | principal and interest | owner occupied | 90% to 95% | P2Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | variable | 6.09% | 5.98% | interest only | owner occupied | up to 60% | - | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.09% | 6.16% | principal and interest | owner occupied | 90% to 95% | P1Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.09% | 6.09% | interest only | investment | up to 60% | P3Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.09% | 6.16% | interest only | owner occupied | up to 90% | P3Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | variable | 6.09% | 6.16% | principal and interest | owner occupied | 90% to 95% | - | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.09% | 6.16% | interest only | owner occupied | 90% to 95% | P3Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| RELIANCE | Advantage Home Loan- Owner Occupied - Variable - Interest Only - Without Offset | variable | 6.09% | 6.14% | interest only | owner occupied | not stated | - | ["redraw","offset"]; ["employment_restricted"] | 2026-04-01T13:39:32.000+11:00 | 0 |
| UNITY BANK | Advantage Home Loan- Owner Occupied - Variable - Interest Only - Without Offset | variable | 6.09% | 6.14% | interest only | owner occupied | not stated | - | ["redraw","offset"]; ["employment_restricted"] | 2026-04-01T13:14:15.000+11:00 | 0 |
| FAMILY FIRST | Standard Variable Rate Home Loan - Investment | variable | 6.1% | 6.18% | principal and interest | investment | up to 95% | - | ["offset","redraw","extra_repayments"] | 2026-02-16T22:43:55.720318Z | 0 |
| G&C MUTUAL BANK | Fixed Rate Home Loan - Owner Occupier - P&I - 36 mths | fixed | 6.1% | 6.18% | principal and interest | owner occupied | not stated | P36M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:15:04.000+11:00 | 0 |
| G&C MUTUAL BANK | Momentum Home Loan 60LVR - Property Investor - Variable - P&I | variable | 6.1% | 6.15% | principal and interest | investment | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T09:00:18.000+11:00 | 0 |
| G&C MUTUAL BANK | Momentum Home Loan 60LVR - Property Investor - Variable I/O | variable | 6.1% | 6.15% | interest only | investment | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T08:59:26.000+11:00 | 0 |
| RELIANCE | Fixed Rate Home Loan - Owner Occupier - P&I - 36 mths | fixed | 6.1% | 6.18% | principal and interest | owner occupied | not stated | P36M | ["redraw"]; ["employment_restricted"] | 2026-03-16T10:57:16.000+11:00 | 0 |
| RELIANCE | Momentum Home Loan 60LVR - Property Investor - Variable - P&I | variable | 6.1% | 6.15% | principal and interest | investment | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T13:32:01.000+11:00 | 0 |
| RELIANCE | Momentum Home Loan 60LVR - Property Investor - Variable I/O | variable | 6.1% | - | principal and interest | investment | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T13:31:32.000+11:00 | 0 |
| RELIANCE | Momentum Home Loan 60LVR - Property Investor - Variable I/O | variable | 6.1% | 6.15% | interest only | investment | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T13:31:32.000+11:00 | 0 |
| UNITY BANK | Fixed Rate Home Loan - Owner Occupier - P&I - 36 mths | fixed | 6.1% | 6.18% | principal and interest | owner occupied | not stated | P36M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:46:07.000+11:00 | 0 |
| UNITY BANK | Momentum Home Loan 60LVR - Property Investor - Variable - P&I | variable | 6.1% | 6.15% | principal and interest | investment | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T13:09:41.000+11:00 | 0 |
| UNITY BANK | Momentum Home Loan 60LVR - Property Investor - Variable I/O | variable | 6.1% | 6.15% | interest only | investment | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T13:08:56.000+11:00 | 0 |
| UNITY BANK | Momentum Home Loan 60LVR - Property Investor - Variable I/O | variable | 6.1% | - | principal and interest | investment | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T13:08:56.000+11:00 | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.14% | 6.13% | principal and interest | investment | 60% to 80% | P2Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.14% | 5.97% | interest only | owner occupied | 60% to 90% | P2Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.14% | 5.94% | interest only | owner occupied | 60% to 90% | P1Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | variable | 6.14% | 6.03% | interest only | owner occupied | 60% to 90% | - | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.14% | 6.08% | principal and interest | investment | up to 60% | P1Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.14% | 6.09% | principal and interest | investment | up to 60% | P2Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | variable | 6.14% | 6.12% | interest only | investment | up to 60% | - | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.14% | 5.93% | interest only | owner occupied | up to 60% | P2Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.14% | 5.9% | interest only | owner occupied | up to 60% | P1Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.14% | 6.12% | principal and interest | investment | 60% to 80% | P1Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | First Home Loan | fixed | 6.14% | 5.72% | interest only | owner occupied | 80% to 98% | P1Y | ["redraw","extra_repayments","offset","first_home_buyer"] | 2026-05-01T06:35:03.845Z | 0 |
| Border Bank | First Home Loan | fixed | 6.14% | 5.76% | interest only | owner occupied | 80% to 98% | P2Y | ["redraw","extra_repayments","offset","first_home_buyer"] | 2026-05-01T06:35:03.845Z | 0 |
| Border Bank | Goldrate Home Loan | variable | 6.14% | 6.21% | principal and interest | owner occupied | up to 90% | - | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.14% | 6.29% | principal and interest | investment | 80% to 90% | P3Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | variable | 6.14% | 6.03% | interest only | owner occupied | up to 60% | - | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.14% | 6.21% | principal and interest | owner occupied | up to 90% | P2Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.14% | 6.14% | interest only | investment | up to 60% | P3Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.14% | 6.17% | interest only | investment | 60% to 80% | P3Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.14% | 6.21% | principal and interest | owner occupied | 80% to 95% | P2Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | variable | 6.14% | 6.21% | principal and interest | owner occupied | 80% to 95% | - | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.14% | 6.21% | principal and interest | owner occupied | 80% to 95% | P1Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.14% | 6.21% | interest only | owner occupied | 80% to 95% | P3Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.14% | 6.21% | interest only | owner occupied | up to 90% | P3Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.14% | 6.21% | principal and interest | owner occupied | up to 90% | P1Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Credit Union SA | Variable Home Loan Package Specials | variable | 6.14% | 6.43% | interest only | investment | not stated | - | ["redraw","offset","extra_repayments","guarantor","package"] | 2025-06-04T00:00:00.000+10:00 | 0 |
| G&C MUTUAL BANK | Advantage Home Loan - Investment - Variable P&I - With Offset | variable | 6.14% | 6.19% | principal and interest | investment | not stated | - | ["redraw","offset"]; ["employment_restricted"] | 2026-04-01T12:27:41.000+11:00 | 0 |
| Greater Bank | Discounted Ultimate Packaged Home Loan - Variable Investment | variable | 6.14% | 6.51% | principal and interest | investment | not stated | - | ["offset","redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Great Rate Home Loan - Fixed 1 Year Interest Only Owner Occupied | fixed | 6.14% | 7.46% | interest only | owner occupied | not stated | P1Y | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Great Rate Home Loan - Fixed 2 Year Interest Only Owner Occupied | fixed | 6.14% | 7.32% | interest only | owner occupied | not stated | P2Y | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Standard Home Loan - Fixed 1 Year Interest Only Owner Occupied | fixed | 6.14% | 7.74% | interest only | owner occupied | not stated | P1Y | ["redraw","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Standard Home Loan - Fixed 2 Year Interest Only Owner Occupied | fixed | 6.14% | 7.57% | interest only | owner occupied | not stated | P2Y | ["redraw","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Ultimate Packaged Home Loan - Fixed 3 Year Interest Only Owner Occupied | fixed | 6.14% | 7.39% | interest only | owner occupied | not stated | P3Y | ["redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| MOVE Bank (Railways Credit Union Lt | Offset Home Loan Owner Occupied PandI 80-90 LVR | variable | 6.14% | 6.19% | principal and interest | owner occupied | not stated | - | ["redraw","offset","extra_repayments"] | 2026-04-01T08:33:59.000+10:00 | 0 |
| MyState Bank | Basic Variable Loan | variable | 6.14% | 6.19% | interest only | investment | 61% to 70% | - | ["redraw","extra_repayments"] | 2026-04-01T19:00:00.581158Z | 0 |
| MyState Bank | Basic Variable Loan | variable | 6.14% | 6.19% | interest only | investment | up to 60% | - | ["redraw","extra_repayments"] | 2026-04-01T19:00:00.581158Z | 0 |
| MyState Bank | Basic Variable Loan | variable | 6.14% | 6.17% | principal and interest | owner occupied | 81% to 90% | - | ["redraw","extra_repayments"] | 2026-04-01T19:00:00.581158Z | 0 |
| MyState Bank | Basic Variable Loan | variable | 6.14% | 6.19% | interest only | investment | 71% to 80% | - | ["redraw","extra_repayments"] | 2026-04-01T19:00:00.581158Z | 0 |
| MyState Bank | Special Residential Variable Loan | variable | 6.14% | 6.19% | interest only | investment | 61% to 70% | - | ["redraw","offset","extra_repayments","construction"] | 2026-04-01T19:00:00.550588Z | 0 |
| MyState Bank | Special Residential Variable Loan | variable | 6.14% | 6.19% | interest only | investment | up to 60% | - | ["redraw","offset","extra_repayments","construction"] | 2026-04-01T19:00:00.550588Z | 0 |
| MyState Bank | Special Residential Variable Loan | variable | 6.14% | 6.19% | interest only | investment | 71% to 80% | - | ["redraw","offset","extra_repayments","construction"] | 2026-04-01T19:00:00.550588Z | 0 |
| MyState Bank | Special Residential Variable Loan | variable | 6.14% | 6.19% | principal and interest | owner occupied | 81% to 90% | - | ["redraw","offset","extra_repayments","construction"] | 2026-04-01T19:00:00.550588Z | 0 |
| Police Bank | First Home Loan | fixed | 6.14% | 5.72% | interest only | owner occupied | 80% to 98% | P1Y | ["offset","redraw","extra_repayments","first_home_buyer"]; ["police_and_defence"] | 2026-04-23T06:13:29.331Z | 0 |
| Police Bank | First Home Loan | fixed | 6.14% | 5.76% | interest only | owner occupied | 80% to 98% | P2Y | ["offset","redraw","extra_repayments","first_home_buyer"]; ["police_and_defence"] | 2026-04-23T06:13:29.331Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.14% | 6.14% | interest only | investment | up to 60% | P3Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.14% | 6.17% | interest only | investment | 60% to 80% | P3Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.14% | 6.21% | principal and interest | owner occupied | 80% to 95% | P1Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.14% | 6.29% | principal and interest | investment | 80% to 90% | P3Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | variable | 6.14% | 6.21% | principal and interest | owner occupied | 80% to 95% | - | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | variable | 6.14% | 6.03% | interest only | owner occupied | up to 60% | - | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.14% | 6.21% | principal and interest | owner occupied | up to 90% | P2Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.14% | 6.21% | principal and interest | owner occupied | up to 90% | P1Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.14% | 6.21% | interest only | owner occupied | 80% to 95% | P3Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.14% | 6.21% | interest only | owner occupied | up to 90% | P3Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.14% | 6.21% | principal and interest | owner occupied | 80% to 95% | P2Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | variable | 6.14% | 6.21% | principal and interest | owner occupied | up to 90% | - | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.14% | 5.93% | interest only | owner occupied | up to 60% | P2Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | variable | 6.14% | 6.03% | interest only | owner occupied | 60% to 90% | - | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.14% | 6.13% | principal and interest | investment | 60% to 80% | P2Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.14% | 6.12% | principal and interest | investment | 60% to 80% | P1Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | variable | 6.14% | 6.12% | interest only | investment | up to 60% | - | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.14% | 6.09% | principal and interest | investment | up to 60% | P2Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.14% | 6.08% | principal and interest | investment | up to 60% | P1Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.14% | 5.9% | interest only | owner occupied | up to 60% | P1Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.14% | 5.97% | interest only | owner occupied | 60% to 90% | P2Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.14% | 5.94% | interest only | owner occupied | 60% to 90% | P1Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| RELIANCE | Advantage Home Loan - Investment - Variable P&I - With Offset | variable | 6.14% | 6.19% | principal and interest | investment | not stated | - | ["redraw","offset"]; ["employment_restricted"] | 2026-04-01T13:39:03.000+11:00 | 0 |
| UNITY BANK | Advantage Home Loan - Investment - Variable P&I - With Offset | variable | 6.14% | 6.19% | principal and interest | investment | not stated | - | ["redraw","offset"]; ["employment_restricted"] | 2026-04-01T13:13:54.000+11:00 | 0 |
| Border Bank | Customs Value Home Loan | variable | 6.19% | 6.26% | principal and interest | investment | 80% to 90% | - | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.19% | 6.26% | interest only | investment | 80% to 90% | P3Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | variable | 6.19% | 6.17% | interest only | investment | 60% to 80% | - | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | variable | 6.19% | 6.2% | interest only | owner occupied | up to 90% | - | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | variable | 6.19% | 6.2% | interest only | owner occupied | 90% to 95% | - | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.19% | 5.98% | interest only | owner occupied | up to 60% | P2Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | variable | 6.19% | 6.08% | interest only | owner occupied | 60% to 80% | - | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | variable | 6.19% | 6.17% | interest only | investment | up to 60% | - | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.19% | 5.95% | interest only | owner occupied | up to 60% | P1Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.19% | 5.99% | interest only | owner occupied | 60% to 80% | P1Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.19% | 6.02% | interest only | owner occupied | 60% to 80% | P2Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.19% | 6.14% | principal and interest | investment | up to 60% | P2Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.19% | 6.17% | principal and interest | investment | 60% to 80% | P1Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.19% | 6.13% | principal and interest | investment | up to 60% | P1Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.19% | 6.18% | principal and interest | investment | 60% to 80% | P2Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| FAMILY FIRST | Fixed Rate Home Loan - Investment | fixed | 6.19% | 6.99% | principal and interest | investment | up to 95% | P2Y | ["redraw","extra_repayments"] | 2026-02-16T22:43:55.522685Z | 0 |
| G&C MUTUAL BANK | Advantage Home Loan- Investment - Variable - Interest Only - Without Offset | variable | 6.19% | 6.24% | interest only | investment | not stated | - | ["redraw","offset"]; ["employment_restricted"] | 2026-04-01T12:26:26.000+11:00 | 0 |
| G&C MUTUAL BANK | Advantage Home Loan- Owner Occupied - Variable - Interest Only - With Offset | variable | 6.19% | 6.24% | interest only | owner occupied | not stated | - | ["redraw","offset"]; ["employment_restricted"] | 2026-04-01T12:28:47.000+11:00 | 0 |
| Greater Bank | Great Rate Home Loan - Fixed 3 Year Interest Only Owner Occupied | fixed | 6.19% | 7.21% | interest only | owner occupied | not stated | P3Y | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Standard Home Loan - Fixed 3 Year Interest Only Owner Occupied | fixed | 6.19% | 7.43% | interest only | owner occupied | not stated | P3Y | ["redraw","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Ultimate Packaged Home Loan - Fixed 1 Year Investment | fixed | 6.19% | 7.96% | principal and interest | investment | not stated | P1Y | ["redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Ultimate Packaged Home Loan - Fixed 2 Year Investment | fixed | 6.19% | 7.8% | principal and interest | investment | not stated | P2Y | ["redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Ultimate Packaged Home Loan - Fixed 4 Year Owner Occupied | fixed | 6.19% | 7.3% | principal and interest | owner occupied | not stated | P4Y | ["redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.19% | 5.95% | interest only | owner occupied | up to 60% | P1Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.19% | 6.17% | principal and interest | investment | 60% to 80% | P1Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.19% | 5.99% | interest only | owner occupied | 60% to 80% | P1Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | variable | 6.19% | 6.17% | interest only | investment | up to 60% | - | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | variable | 6.19% | 6.08% | interest only | owner occupied | 60% to 80% | - | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.19% | 6.14% | principal and interest | investment | up to 60% | P2Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.19% | 6.18% | principal and interest | investment | 60% to 80% | P2Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.19% | 6.02% | interest only | owner occupied | 60% to 80% | P2Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.19% | 6.13% | principal and interest | investment | up to 60% | P1Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.19% | 5.98% | interest only | owner occupied | up to 60% | P2Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Police Value Home Loan | variable | 6.19% | 6.26% | principal and interest | investment | 80% to 90% | - | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | variable | 6.19% | 6.2% | interest only | owner occupied | 90% to 95% | - | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.19% | 6.26% | interest only | investment | 80% to 90% | P3Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | variable | 6.19% | 6.17% | interest only | investment | 60% to 80% | - | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | variable | 6.19% | 6.2% | interest only | owner occupied | up to 90% | - | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| RELIANCE | Advantage Home Loan- Investment - Variable - Interest Only - Without Offset | variable | 6.19% | 6.24% | interest only | investment | not stated | - | ["redraw","offset"]; ["employment_restricted"] | 2026-04-01T13:38:05.000+11:00 | 0 |
| RELIANCE | Advantage Home Loan- Owner Occupied - Variable - Interest Only - With Offset | variable | 6.19% | 6.24% | interest only | owner occupied | not stated | - | ["redraw","offset"]; ["employment_restricted"] | 2026-04-01T13:39:47.000+11:00 | 0 |
| UNITY BANK | Advantage Home Loan- Investment - Variable - Interest Only - Without Offset | variable | 6.19% | 6.24% | interest only | investment | not stated | - | ["redraw","offset"]; ["employment_restricted"] | 2026-04-01T13:13:04.000+11:00 | 0 |
| UNITY BANK | Advantage Home Loan- Owner Occupied - Variable - Interest Only - With Offset | variable | 6.19% | 6.24% | interest only | owner occupied | not stated | - | ["redraw","offset"]; ["employment_restricted"] | 2026-04-01T13:14:49.000+11:00 | 0 |
| G&C MUTUAL BANK | Momentum Home Loan 60-80LVR - Property Investor - Variable - Interest Only | variable | 6.2% | 6.25% | interest only | investment | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T08:58:01.000+11:00 | 0 |
| G&C MUTUAL BANK | Momentum Home Loan 60-80LVR - Property Investor - Variable - P&I | variable | 6.2% | 6.25% | principal and interest | investment | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T08:58:40.000+11:00 | 0 |
| RELIANCE | Momentum Home Loan 60-80LVR - Property Investor - Variable - Interest Only | variable | 6.2% | - | principal and interest | investment | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T13:30:40.000+11:00 | 0 |
| RELIANCE | Momentum Home Loan 60-80LVR - Property Investor - Variable - Interest Only | variable | 6.2% | 6.25% | interest only | investment | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T13:30:40.000+11:00 | 0 |
| RELIANCE | Momentum Home Loan 60-80LVR - Property Investor - Variable - P&I | variable | 6.2% | 6.25% | principal and interest | investment | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T13:30:57.000+11:00 | 0 |
| UNITY BANK | Momentum Home Loan 60-80LVR - Property Investor - Variable - Interest Only | variable | 6.2% | 6.25% | interest only | investment | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T13:07:41.000+11:00 | 0 |
| UNITY BANK | Momentum Home Loan 60-80LVR - Property Investor - Variable - Interest Only | variable | 6.2% | - | principal and interest | investment | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T13:07:41.000+11:00 | 0 |
| UNITY BANK | Momentum Home Loan 60-80LVR - Property Investor - Variable - P&I | variable | 6.2% | 6.25% | principal and interest | investment | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T13:08:00.000+11:00 | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.24% | 6.27% | principal and interest | investment | 80% to 90% | P1Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.24% | 6.11% | interest only | investment | up to 60% | P2Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.24% | 6.19% | interest only | owner occupied | up to 90% | P2Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.24% | 6.13% | interest only | investment | 60% to 80% | P1Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.24% | 6.27% | principal and interest | investment | 80% to 90% | P2Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.24% | 6.19% | interest only | owner occupied | 90% to 95% | P2Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | variable | 6.24% | 6.28% | interest only | investment | 80% to 90% | - | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.24% | 6.18% | interest only | owner occupied | up to 90% | P1Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.24% | 6.15% | interest only | investment | 60% to 80% | P2Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.24% | 6.06% | principal and interest | owner occupied | up to 60% | P5Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.24% | 6.09% | interest only | investment | up to 60% | P1Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.24% | 6.18% | interest only | owner occupied | 90% to 95% | P1Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Goldrate Home Loan | variable | 6.24% | 6.31% | principal and interest | investment | 80% to 90% | - | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.24% | 6.31% | interest only | investment | 80% to 90% | P3Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | variable | 6.24% | 6.22% | interest only | investment | 60% to 80% | - | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | variable | 6.24% | 6.25% | interest only | owner occupied | up to 90% | - | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | variable | 6.24% | 6.25% | interest only | owner occupied | 80% to 95% | - | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| CENTRAL MURRAY CREDIT UNION LIMITED | HOUSING LOAN (CODE) - Owner Occupied - Fixed Interest - 12 months - Principal and Interest | fixed | 6.24% | 6.75% | principal and interest | owner occupied | not stated | P12M | ["package"] | 2026-04-28T14:24:17.000+10:00 | 0 |
| Greater Bank | Discounted Ultimate Packaged Home Loan - Variable Interest Only Investment | variable | 6.24% | 6.61% | interest only | investment | not stated | - | ["offset","redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Great Rate Home Loan - Fixed 1 Year Investment | fixed | 6.24% | 7.81% | principal and interest | investment | not stated | P1Y | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Great Rate Home Loan - Fixed 2 Year Investment | fixed | 6.24% | 7.64% | principal and interest | investment | not stated | P2Y | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Great Rate Home Loan - Fixed 4 Year Owner Occupied | fixed | 6.24% | 7.11% | principal and interest | owner occupied | not stated | P4Y | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Standard Home Loan - Fixed 1 Year Investment | fixed | 6.24% | 7.96% | principal and interest | investment | not stated | P1Y | ["redraw","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Standard Home Loan - Fixed 2 Year Investment | fixed | 6.24% | 7.77% | principal and interest | investment | not stated | P2Y | ["redraw","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Standard Home Loan - Fixed 4 Year Owner Occupied | fixed | 6.24% | 7.31% | principal and interest | owner occupied | not stated | P4Y | ["redraw","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Ultimate Packaged Home Loan - Fixed 3 Year Investment | fixed | 6.24% | 7.68% | principal and interest | investment | not stated | P3Y | ["redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Ultimate Packaged Home Loan - Fixed 5 Year Owner Occupied | fixed | 6.24% | 7.24% | principal and interest | owner occupied | not stated | P5Y | ["redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| MOVE Bank (Railways Credit Union Lt | Everyday Home Loan Owner Occupied Fixed 1 Year | fixed | 6.24% | - | principal and interest | owner occupied | not stated | P12M | ["redraw","extra_repayments"] | 2026-04-17T08:02:20.000+10:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Everyday Home Loan Owner Occupied Fixed 2 Year | fixed | 6.24% | - | principal and interest | owner occupied | not stated | P24M | ["redraw","extra_repayments"] | 2026-04-17T08:02:45.000+10:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Offset Home Loan Investment 80-90 LVR | variable | 6.24% | 6.29% | principal and interest | investment | not stated | - | ["redraw","offset","extra_repayments"] | 2026-04-01T08:32:59.000+10:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Offset Home Loan Owner Occupied PandI 90-95 LVR | variable | 6.24% | 6.29% | principal and interest | owner occupied | not stated | - | ["redraw","offset","extra_repayments"] | 2026-04-01T08:34:37.000+10:00 | 0 |
| MyState Bank | Basic Variable Loan | variable | 6.24% | 6.27% | interest only | owner occupied | up to 80% | - | ["redraw","extra_repayments"] | 2026-04-01T19:00:00.581158Z | 0 |
| MyState Bank | Special Residential Variable Loan | variable | 6.24% | 6.29% | interest only | owner occupied | up to 80% | - | ["redraw","offset","extra_repayments","construction"] | 2026-04-01T19:00:00.550588Z | 0 |
| Police Bank | Essential Workers Home Loan | fixed | 6.24% | 6.06% | principal and interest | owner occupied | up to 60% | P5Y | ["redraw","extra_repayments"]; ["police_and_defence","essential_workers"] | 2026-05-01T06:33:30.372Z | 0 |
| Police Bank | Goldrate Home Loan | variable | 6.24% | 6.25% | interest only | owner occupied | up to 90% | - | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | variable | 6.24% | 6.22% | interest only | investment | 60% to 80% | - | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | variable | 6.24% | 6.31% | principal and interest | investment | 80% to 90% | - | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.24% | 6.31% | interest only | investment | 80% to 90% | P3Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | variable | 6.24% | 6.25% | interest only | owner occupied | 80% to 95% | - | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.24% | 6.13% | interest only | investment | 60% to 80% | P1Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | variable | 6.24% | 6.28% | interest only | investment | 80% to 90% | - | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.24% | 6.27% | principal and interest | investment | 80% to 90% | P1Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.24% | 6.18% | interest only | owner occupied | up to 90% | P1Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.24% | 6.15% | interest only | investment | 60% to 80% | P2Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.24% | 6.11% | interest only | investment | up to 60% | P2Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.24% | 6.27% | principal and interest | investment | 80% to 90% | P2Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.24% | 6.18% | interest only | owner occupied | 90% to 95% | P1Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.24% | 6.19% | interest only | owner occupied | 90% to 95% | P2Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.24% | 6.09% | interest only | investment | up to 60% | P1Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.24% | 6.19% | interest only | owner occupied | up to 90% | P2Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.24% | 6.06% | principal and interest | owner occupied | up to 60% | P5Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.29% | 6.11% | principal and interest | owner occupied | 60% to 90% | P5Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | First Home Loan | fixed | 6.29% | 5.97% | principal and interest | owner occupied | 80% to 98% | P5Y | ["redraw","extra_repayments","offset","first_home_buyer"] | 2026-05-01T06:35:03.845Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.29% | 6.18% | interest only | investment | 60% to 80% | P1Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.29% | 6.32% | principal and interest | investment | 80% to 90% | P2Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.29% | 6.11% | principal and interest | owner occupied | up to 60% | P5Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.29% | 6.23% | interest only | owner occupied | 80% to 95% | P1Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.29% | 6.16% | interest only | investment | up to 60% | P2Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.29% | 6.24% | interest only | owner occupied | 80% to 95% | P2Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.29% | 6.24% | interest only | owner occupied | up to 90% | P2Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.29% | 6.23% | interest only | owner occupied | up to 90% | P1Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.29% | 6.2% | interest only | investment | 60% to 80% | P2Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.29% | 6.32% | principal and interest | investment | 80% to 90% | P1Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.29% | 6.14% | interest only | investment | up to 60% | P1Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | variable | 6.29% | 6.33% | interest only | investment | 80% to 90% | - | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| FAMILY FIRST | Fixed Rate Home Loan - Investment | fixed | 6.29% | 6.94% | principal and interest | investment | up to 95% | P3Y | ["redraw","extra_repayments"] | 2026-02-16T22:43:55.522685Z | 0 |
| G&C MUTUAL BANK | Advantage Home Loan - Investment - Variable - Interest Only - With Offset | variable | 6.29% | 6.34% | interest only | investment | not stated | - | ["redraw","offset"]; ["employment_restricted"] | 2026-04-01T12:25:40.000+11:00 | 0 |
| Greater Bank | Great Rate Home Loan - Fixed 3 Year Investment | fixed | 6.29% | 7.5% | principal and interest | investment | not stated | P3Y | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Great Rate Home Loan - Fixed 5 Year Owner Occupied | fixed | 6.29% | 7.03% | principal and interest | owner occupied | not stated | P5Y | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Standard Home Loan - Fixed 3 Year Investment | fixed | 6.29% | 7.62% | principal and interest | investment | not stated | P3Y | ["redraw","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Standard Home Loan - Fixed 5 Year Owner Occupied | fixed | 6.29% | 7.22% | principal and interest | owner occupied | not stated | P5Y | ["redraw","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Ultimate Packaged Home Loan - Fixed 1 Year Interest Only Investment | fixed | 6.29% | 7.97% | interest only | investment | not stated | P1Y | ["redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Ultimate Packaged Home Loan - Fixed 2 Year Interest Only Investment | fixed | 6.29% | 7.82% | interest only | investment | not stated | P2Y | ["redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Ultimate Packaged Home Loan - Fixed 4 Year Interest Only Owner Occupied | fixed | 6.29% | 7.34% | interest only | owner occupied | not stated | P4Y | ["redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| Police Bank | Essential Workers Home Loan | fixed | 6.29% | 6.11% | principal and interest | owner occupied | 60% to 90% | P5Y | ["redraw","extra_repayments"]; ["police_and_defence","essential_workers"] | 2026-05-01T06:33:30.372Z | 0 |
| Police Bank | First Home Loan | fixed | 6.29% | 5.97% | principal and interest | owner occupied | 80% to 98% | P5Y | ["offset","redraw","extra_repayments","first_home_buyer"]; ["police_and_defence"] | 2026-04-23T06:13:29.331Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.29% | 6.23% | interest only | owner occupied | 80% to 95% | P1Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.29% | 6.18% | interest only | investment | 60% to 80% | P1Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.29% | 6.16% | interest only | investment | up to 60% | P2Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.29% | 6.11% | principal and interest | owner occupied | up to 60% | P5Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.29% | 6.24% | interest only | owner occupied | 80% to 95% | P2Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.29% | 6.32% | principal and interest | investment | 80% to 90% | P2Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.29% | 6.32% | principal and interest | investment | 80% to 90% | P1Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | variable | 6.29% | 6.33% | interest only | investment | 80% to 90% | - | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.29% | 6.2% | interest only | investment | 60% to 80% | P2Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.29% | 6.23% | interest only | owner occupied | up to 90% | P1Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.29% | 6.14% | interest only | investment | up to 60% | P1Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.29% | 6.24% | interest only | owner occupied | up to 90% | P2Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.29% | 6.11% | principal and interest | owner occupied | 60% to 90% | P5Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| RELIANCE | Advantage Home Loan - Investment - Variable - Interest Only - With Offset | variable | 6.29% | 6.34% | interest only | investment | not stated | - | ["redraw","offset"]; ["employment_restricted"] | 2026-04-01T13:38:23.000+11:00 | 0 |
| UNITY BANK | Advantage Home Loan - Investment - Variable - Interest Only - With Offset | variable | 6.29% | 6.34% | interest only | investment | not stated | - | ["redraw","offset"]; ["employment_restricted"] | 2026-04-01T13:13:21.000+11:00 | 0 |
| G&C MUTUAL BANK | Fixed Rate Home Loan - Owner Occupier - P&I - 48 mths | fixed | 6.3% | 6.38% | principal and interest | owner occupied | not stated | P48M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:15:04.000+11:00 | 0 |
| G&C MUTUAL BANK | Momentum Home Loan 80LVR - Property Investor - Variable - I/O | variable | 6.3% | 6.35% | interest only | investment | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T09:03:26.000+11:00 | 0 |
| G&C MUTUAL BANK | Momentum Home Loan 80LVR - Property Investor - Variable - P&I | variable | 6.3% | 6.35% | principal and interest | investment | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T09:04:15.000+11:00 | 0 |
| RELIANCE | Fixed Rate Home Loan - Owner Occupier - P&I - 48 mths | fixed | 6.3% | 6.38% | principal and interest | owner occupied | not stated | P48M | ["redraw"]; ["employment_restricted"] | 2026-03-16T10:57:54.000+11:00 | 0 |
| RELIANCE | Momentum Home Loan 80LVR - Property Investor - Variable - I/O | variable | 6.3% | - | principal and interest | investment | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T13:33:04.000+11:00 | 0 |
| RELIANCE | Momentum Home Loan 80LVR - Property Investor - Variable - I/O | variable | 6.3% | 6.35% | interest only | investment | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T13:33:04.000+11:00 | 0 |
| RELIANCE | Momentum Home Loan 80LVR - Property Investor - Variable - P&I | variable | 6.3% | 6.35% | principal and interest | investment | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T13:33:25.000+11:00 | 0 |
| UNITY BANK | Fixed Rate Home Loan - Owner Occupier - P&I - 48 mths | fixed | 6.3% | 6.38% | principal and interest | owner occupied | not stated | P48M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:47:04.000+11:00 | 0 |
| UNITY BANK | Momentum Home Loan 80LVR - Property Investor - Variable - I/O | variable | 6.3% | 6.35% | interest only | investment | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T13:10:16.000+11:00 | 0 |
| UNITY BANK | Momentum Home Loan 80LVR - Property Investor - Variable - I/O | variable | 6.3% | - | principal and interest | investment | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T13:10:16.000+11:00 | 0 |
| UNITY BANK | Momentum Home Loan 80LVR - Property Investor - Variable - P&I | variable | 6.3% | 6.35% | principal and interest | investment | not stated | - | ["offset","redraw"]; ["employment_restricted"] | 2026-04-01T13:10:33.000+11:00 | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.34% | 6.29% | interest only | investment | 80% to 90% | P2Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.34% | 6.22% | principal and interest | investment | up to 60% | P5Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.34% | 6.28% | interest only | investment | 80% to 90% | P1Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.34% | 6.16% | principal and interest | owner occupied | 60% to 80% | P5Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| FF PM Production | Fixed Rate Home Loan - Investment (Interest Only) | fixed | 6.34% | 7.32% | interest only | investment | up to 95% | P1Y | ["redraw","extra_repayments"] | 2026-02-16T22:43:55.78204Z | 0 |
| Greater Bank | Great Rate Home Loan - Fixed 1 Year Interest Only Investment | fixed | 6.34% | 7.82% | interest only | investment | not stated | P1Y | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Great Rate Home Loan - Fixed 2 Year Interest Only Investment | fixed | 6.34% | 7.66% | interest only | investment | not stated | P2Y | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Great Rate Home Loan - Fixed 4 Year Interest Only Owner Occupied | fixed | 6.34% | 7.15% | interest only | owner occupied | not stated | P4Y | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Standard Home Loan - Fixed 1 Year Interest Only Investment | fixed | 6.34% | 7.97% | interest only | investment | not stated | P1Y | ["redraw","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Standard Home Loan - Fixed 2 Year Interest Only Investment | fixed | 6.34% | 7.79% | interest only | investment | not stated | P2Y | ["redraw","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Standard Home Loan - Fixed 4 Year Interest Only Owner Occupied | fixed | 6.34% | 7.35% | interest only | owner occupied | not stated | P4Y | ["redraw","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Ultimate Packaged Home Loan - Fixed 3 Year Interest Only Investment | fixed | 6.34% | 7.7% | interest only | investment | not stated | P3Y | ["redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Ultimate Packaged Home Loan - Fixed 5 Year Interest Only Owner Occupied | fixed | 6.34% | 7.28% | interest only | owner occupied | not stated | P5Y | ["redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| MOVE Bank (Railways Credit Union Lt | Everyday Home Loan Owner Occupied Fixed 3 Year | fixed | 6.34% | - | principal and interest | owner occupied | not stated | P36M | ["redraw","extra_repayments"] | 2026-04-17T08:03:01.000+10:00 | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 6.34% | 7.8% | principal and interest | owner occupied | up to 70% | P2Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 6.34% | 7.98% | principal and interest | owner occupied | up to 70% | P1Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.34% | 6.16% | principal and interest | owner occupied | 60% to 80% | P5Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.34% | 6.22% | principal and interest | investment | up to 60% | P5Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.34% | 6.29% | interest only | investment | 80% to 90% | P2Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.34% | 6.28% | interest only | investment | 80% to 90% | P1Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| G&C MUTUAL BANK | Fixed Rate Home Loan - Owner Occupier - I/O - 12 mths | fixed | 6.35% | 6.44% | interest only | owner occupied | not stated | P12M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:25:10.000+11:00 | 0 |
| G&C MUTUAL BANK | Fixed Rate Home Loan - Owner Occupier - I/O - 24 mths | fixed | 6.35% | 6.44% | interest only | owner occupied | not stated | P24M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:25:10.000+11:00 | 0 |
| G&C MUTUAL BANK | Fixed Rate Home Loan - Property Investor - P&I - 12 mths | fixed | 6.35% | 6.43% | principal and interest | investment | not stated | P12M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:15:04.000+11:00 | 0 |
| G&C MUTUAL BANK | Fixed Rate Home Loan - Property Investor - P&I - 24 mths | fixed | 6.35% | 6.43% | principal and interest | investment | not stated | P24M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:15:04.000+11:00 | 0 |
| RELIANCE | Fixed Rate Home Loan - Owner Occupier - I/O - 12 mths | fixed | 6.35% | 6.44% | interest only | owner occupied | not stated | P12M | ["redraw"]; ["employment_restricted"] | 2026-03-16T11:06:22.000+11:00 | 0 |
| RELIANCE | Fixed Rate Home Loan - Owner Occupier - I/O - 24 mths | fixed | 6.35% | 6.44% | interest only | owner occupied | not stated | P24M | ["redraw"]; ["employment_restricted"] | 2026-03-16T11:07:04.000+11:00 | 0 |
| RELIANCE | Fixed Rate Home Loan - Property Investor - P&I - 12 mths | fixed | 6.35% | 6.43% | principal and interest | investment | not stated | P12M | ["redraw"]; ["employment_restricted"] | 2026-03-16T10:53:43.000+11:00 | 0 |
| RELIANCE | Fixed Rate Home Loan - Property Investor - P&I - 24 mths | fixed | 6.35% | 6.43% | principal and interest | investment | not stated | P24M | ["redraw"]; ["employment_restricted"] | 2026-03-16T10:54:17.000+11:00 | 0 |
| UNITY BANK | Fixed Rate Home Loan - Owner Occupier - I/O - 12 mths | fixed | 6.35% | 6.44% | interest only | owner occupied | not stated | P12M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:52:07.000+11:00 | 0 |
| UNITY BANK | Fixed Rate Home Loan - Owner Occupier - I/O - 24 mths | fixed | 6.35% | 6.44% | interest only | owner occupied | not stated | P24M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:52:47.000+11:00 | 0 |
| UNITY BANK | Fixed Rate Home Loan - Property Investor - P&I - 12 mths | fixed | 6.35% | 6.43% | principal and interest | investment | not stated | P12M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:41:56.000+11:00 | 0 |
| UNITY BANK | Fixed Rate Home Loan - Property Investor - P&I - 24 mths | fixed | 6.35% | 6.43% | principal and interest | investment | not stated | P24M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:42:36.000+11:00 | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.39% | 6.27% | principal and interest | investment | 60% to 80% | P5Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.39% | 6.27% | principal and interest | investment | up to 60% | P5Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.39% | 6.34% | interest only | investment | 80% to 90% | P2Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.39% | 6.33% | interest only | investment | 80% to 90% | P1Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Greater Bank | Great Rate Home Loan - Fixed 3 Year Interest Only Investment | fixed | 6.39% | 7.53% | interest only | investment | not stated | P3Y | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Great Rate Home Loan - Fixed 5 Year Interest Only Owner Occupied | fixed | 6.39% | 7.08% | interest only | owner occupied | not stated | P5Y | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Standard Home Loan - Fixed 3 Year Interest Only Investment | fixed | 6.39% | 7.65% | interest only | investment | not stated | P3Y | ["redraw","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Standard Home Loan - Fixed 5 Year Interest Only Owner Occupied | fixed | 6.39% | 7.26% | interest only | owner occupied | not stated | P5Y | ["redraw","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Ultimate Packaged Home Loan - Fixed 4 Year Investment | fixed | 6.39% | 7.61% | principal and interest | investment | not stated | P4Y | ["redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| MOVE Bank (Railways Credit Union Lt | Everyday Home Loan Investment Fixed 1 year | fixed | 6.39% | - | principal and interest | investment | not stated | P12M | ["redraw","extra_repayments"] | 2026-04-17T08:07:28.000+10:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Everyday Home Loan Investment Fixed 2 year | fixed | 6.39% | - | principal and interest | investment | not stated | P24M | ["redraw","extra_repayments"] | 2026-04-17T08:07:49.000+10:00 | 0 |
| MyState Bank | Basic Variable Loan | variable | 6.39% | 6.44% | principal and interest | investment | 81% to 90% | - | ["redraw","extra_repayments"] | 2026-04-01T19:00:00.581158Z | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 6.39% | 7.98% | principal and interest | owner occupied | 71% to 80% | P1Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 6.39% | 7.81% | principal and interest | owner occupied | 71% to 80% | P2Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 6.39% | 7.66% | principal and interest | owner occupied | up to 70% | P3Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 6.39% | 7.81% | principal and interest | owner occupied | up to 98% | P2Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| MyState Bank | Special Residential Variable Loan | variable | 6.39% | 6.44% | principal and interest | investment | 81% to 90% | - | ["redraw","offset","extra_repayments","construction"] | 2026-04-01T19:00:00.550588Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.39% | 6.34% | interest only | investment | 80% to 90% | P2Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.39% | 6.33% | interest only | investment | 80% to 90% | P1Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.39% | 6.27% | principal and interest | investment | up to 60% | P5Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.39% | 6.27% | principal and interest | investment | 60% to 80% | P5Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| G&C MUTUAL BANK | Fixed Rate Home Loan - Owner Occupier - P&I - 60 mths | fixed | 6.4% | 6.48% | principal and interest | owner occupied | not stated | P60M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:15:04.000+11:00 | 0 |
| RELIANCE | Fixed Rate Home Loan - Owner Occupier - P&I - 60 mths | fixed | 6.4% | 6.48% | principal and interest | owner occupied | not stated | P60M | ["redraw"]; ["employment_restricted"] | 2026-03-16T10:58:35.000+11:00 | 0 |
| UNITY BANK | Fixed Rate Home Loan - Owner Occupier - P&I - 60 mths | fixed | 6.4% | 6.48% | principal and interest | owner occupied | not stated | P60M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:47:32.000+11:00 | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.44% | 6.32% | principal and interest | owner occupied | up to 90% | P5Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.44% | 6.13% | interest only | owner occupied | up to 60% | P5Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.44% | 6.32% | principal and interest | owner occupied | 90% to 95% | P5Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.44% | 6.32% | principal and interest | investment | 60% to 80% | P5Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| FF PM Production | Fixed Rate Home Loan - Investment (Interest Only) | fixed | 6.44% | 7.24% | interest only | investment | up to 95% | P2Y | ["redraw","extra_repayments"] | 2026-02-16T22:43:55.78204Z | 0 |
| Greater Bank | Great Rate Home Loan - Fixed 4 Year Investment | fixed | 6.44% | 7.42% | principal and interest | investment | not stated | P4Y | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Standard Home Loan - Fixed 4 Year Investment | fixed | 6.44% | 7.53% | principal and interest | investment | not stated | P4Y | ["redraw","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Ultimate Packaged Home Loan - Fixed 5 Year Investment | fixed | 6.44% | 7.53% | principal and interest | investment | not stated | P5Y | ["redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| MOVE Bank (Railways Credit Union Lt | Offset Home Loan Owner Occupied Fixed 1 Year | fixed | 6.44% | - | principal and interest | owner occupied | not stated | P12M | ["redraw","offset","extra_repayments"] | 2026-04-17T08:05:21.000+10:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Offset Home Loan Owner Occupied Fixed 2 Year | fixed | 6.44% | - | principal and interest | owner occupied | not stated | P24M | ["redraw","offset","extra_repayments"] | 2026-04-17T08:05:41.000+10:00 | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 6.44% | 7.67% | principal and interest | owner occupied | up to 98% | P3Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 6.44% | 7.67% | principal and interest | owner occupied | 71% to 80% | P3Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| Police Bank | Essential Workers Home Loan | fixed | 6.44% | 6.32% | principal and interest | owner occupied | 90% to 95% | P5Y | ["redraw","extra_repayments"]; ["police_and_defence","essential_workers"] | 2026-05-01T06:33:30.372Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.44% | 6.32% | principal and interest | investment | 60% to 80% | P5Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.44% | 6.32% | principal and interest | owner occupied | 90% to 95% | P5Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.44% | 6.32% | principal and interest | owner occupied | up to 90% | P5Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.44% | 6.13% | interest only | owner occupied | up to 60% | P5Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| FAMILY FIRST | Bridging Home Loan | variable | 6.45% | 6.53% | principal and interest | owner occupied | up to 80% | - | ["offset","bridging"] | 2026-02-16T22:43:55.51268Z | 0 |
| FF PM Production | Bridging Loan (Interest Only) | variable | 6.45% | 6.53% | interest only | investment | up to 95% | - | ["offset","bridging"] | 2026-02-16T22:43:55.588725Z | 0 |
| G&C MUTUAL BANK | Fixed Rate Home Loan - Owner Occupier - I/O - 36 mths | fixed | 6.45% | 6.54% | interest only | owner occupied | not stated | P36M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:25:10.000+11:00 | 0 |
| G&C MUTUAL BANK | Fixed Rate Home Loan - Property Investor - P&I - 36 mths | fixed | 6.45% | 6.53% | principal and interest | investment | not stated | P36M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:15:04.000+11:00 | 0 |
| RELIANCE | Fixed Rate Home Loan - Owner Occupier - I/O - 36 mths | fixed | 6.45% | 6.54% | interest only | owner occupied | not stated | P36M | ["redraw"]; ["employment_restricted"] | 2026-03-16T11:11:56.000+11:00 | 0 |
| RELIANCE | Fixed Rate Home Loan - Property Investor - P&I - 36 mths | fixed | 6.45% | 6.53% | principal and interest | investment | not stated | P36M | ["redraw"]; ["employment_restricted"] | 2026-03-16T10:54:45.000+11:00 | 0 |
| UNITY BANK | Fixed Rate Home Loan - Owner Occupier - I/O - 36 mths | fixed | 6.45% | 6.54% | interest only | owner occupied | not stated | P36M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:53:26.000+11:00 | 0 |
| UNITY BANK | Fixed Rate Home Loan - Property Investor - P&I - 36 mths | fixed | 6.45% | 6.53% | principal and interest | investment | not stated | P36M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:43:15.000+11:00 | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.49% | 6.18% | interest only | owner occupied | 60% to 90% | P5Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.49% | 6.27% | interest only | investment | up to 60% | P5Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.49% | 6.37% | principal and interest | owner occupied | up to 90% | P5Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.49% | 6.18% | interest only | owner occupied | up to 60% | P5Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.49% | 6.37% | principal and interest | owner occupied | 80% to 95% | P5Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| CENTRAL MURRAY CREDIT UNION LIMITED | HOUSING LOAN (CODE) - Owner Occupied- Fixed Interest - 24 months - Principal and Interest | fixed | 6.49% | 6.75% | principal and interest | owner occupied | not stated | P24M | ["package"] | 2026-04-28T14:26:22.000+10:00 | 0 |
| Greater Bank | Great Rate Home Loan - Fixed 5 Year Investment | fixed | 6.49% | 7.33% | principal and interest | investment | not stated | P5Y | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Standard Home Loan - Fixed 5 Year Investment | fixed | 6.49% | 7.43% | principal and interest | investment | not stated | P5Y | ["redraw","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Ultimate Packaged Home Loan - Fixed 4 Year Interest Only Investment | fixed | 6.49% | 7.64% | interest only | investment | not stated | P4Y | ["redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| MOVE Bank (Railways Credit Union Lt | Everyday Home Loan Investment Fixed 3 year | fixed | 6.49% | - | principal and interest | investment | not stated | P36M | ["redraw","extra_repayments"] | 2026-04-17T08:09:38.000+10:00 | 0 |
| MyState Bank | Basic Variable Loan | variable | 6.49% | 6.54% | interest only | investment | 81% to 90% | - | ["redraw","extra_repayments"] | 2026-04-01T19:00:00.581158Z | 0 |
| MyState Bank | Special Residential Variable Loan | variable | 6.49% | 6.54% | interest only | investment | 88.1% to 90% | - | ["redraw","offset","extra_repayments","construction"] | 2026-04-01T19:00:00.550588Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.49% | 6.37% | principal and interest | owner occupied | up to 90% | P5Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.49% | 6.37% | principal and interest | owner occupied | 80% to 95% | P5Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.49% | 6.18% | interest only | owner occupied | up to 60% | P5Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.49% | 6.18% | interest only | owner occupied | 60% to 90% | P5Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.49% | 6.27% | interest only | investment | up to 60% | P5Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.54% | 6.32% | interest only | investment | 60% to 80% | P5Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.54% | 6.42% | principal and interest | investment | 80% to 90% | P5Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.54% | 6.23% | interest only | owner occupied | 60% to 80% | P5Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.54% | 6.32% | interest only | investment | up to 60% | P5Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| FF PM Production | Fixed Rate Home Loan - Investment (Interest Only) | fixed | 6.54% | 7.19% | interest only | investment | up to 95% | P3Y | ["redraw","extra_repayments"] | 2026-02-16T22:43:55.78204Z | 0 |
| Greater Bank | Great Rate Home Loan - Fixed 4 Year Interest Only Investment | fixed | 6.54% | 7.45% | interest only | investment | not stated | P4Y | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Standard Home Loan - Fixed 4 Year Interest Only Investment | fixed | 6.54% | 7.56% | interest only | investment | not stated | P4Y | ["redraw","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Ultimate Packaged Home Loan - Fixed 5 Year Interest Only Investment | fixed | 6.54% | 7.57% | interest only | investment | not stated | P5Y | ["redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| MOVE Bank (Railways Credit Union Lt | Offset Home Loan Owner Occupied Fixed 3 Year | fixed | 6.54% | - | principal and interest | owner occupied | not stated | P36M | ["redraw","offset","extra_repayments"] | 2026-04-17T08:06:05.000+10:00 | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.54% | 6.23% | interest only | owner occupied | 60% to 80% | P5Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.54% | 6.32% | interest only | investment | up to 60% | P5Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.54% | 6.32% | interest only | investment | 60% to 80% | P5Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.54% | 6.42% | principal and interest | investment | 80% to 90% | P5Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| G&C MUTUAL BANK | Fixed Rate Home Loan - Property Investor - I/O - 12 mths | fixed | 6.55% | 6.64% | interest only | investment | not stated | P12M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:25:10.000+11:00 | 0 |
| G&C MUTUAL BANK | Fixed Rate Home Loan - Property Investor - I/O - 24 mths | fixed | 6.55% | 6.64% | interest only | investment | not stated | P24M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:25:10.000+11:00 | 0 |
| RELIANCE | Fixed Rate Home Loan - Property Investor - I/O - 12 mths | fixed | 6.55% | 6.64% | interest only | investment | not stated | P12M | ["redraw"]; ["employment_restricted"] | 2026-03-16T10:59:53.000+11:00 | 0 |
| RELIANCE | Fixed Rate Home Loan - Property Investor - I/O - 24 mths | fixed | 6.55% | 6.64% | interest only | investment | not stated | P24M | ["redraw"]; ["employment_restricted"] | 2026-03-16T11:01:05.000+11:00 | 0 |
| UNITY BANK | Fixed Rate Home Loan - Property Investor - I/O - 12 mths | fixed | 6.55% | 6.64% | interest only | investment | not stated | P12M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:48:17.000+11:00 | 0 |
| UNITY BANK | Fixed Rate Home Loan - Property Investor - I/O - 24 mths | fixed | 6.55% | 6.64% | interest only | investment | not stated | P24M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:48:40.000+11:00 | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.59% | 6.47% | principal and interest | investment | 80% to 90% | P5Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.59% | 6.37% | interest only | investment | 60% to 80% | P5Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Greater Bank | Great Rate Home Loan - Fixed 5 Year Interest Only Investment | fixed | 6.59% | 7.37% | interest only | investment | not stated | P5Y | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Standard Home Loan - Fixed 5 Year Interest Only Investment | fixed | 6.59% | 7.47% | interest only | investment | not stated | P5Y | ["redraw","extra_repayments","guarantor"] | 2026-04-21T00:00:00Z | 0 |
| MOVE Bank (Railways Credit Union Lt | Everyday Home Loan Owner Occupied Fixed 5 Year | fixed | 6.59% | - | principal and interest | owner occupied | not stated | P60M | ["redraw","extra_repayments"] | 2026-04-17T08:03:17.000+10:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Offset Home Loan Investment Fixed 1 Year | fixed | 6.59% | - | principal and interest | investment | not stated | P12M | ["redraw","offset","extra_repayments"] | 2026-04-17T08:03:51.000+10:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Offset Home Loan Investment Fixed 2 Year | fixed | 6.59% | - | principal and interest | investment | not stated | P24M | ["redraw","offset","extra_repayments"] | 2026-04-17T08:04:10.000+10:00 | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 6.59% | 8% | principal and interest | investment | up to 80% | P1Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 6.59% | 8% | principal and interest | owner occupied | 81% to 90% | P1Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 6.59% | 7.85% | principal and interest | owner occupied | 81% to 90% | P2Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.59% | 6.37% | interest only | investment | 60% to 80% | P5Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.59% | 6.47% | principal and interest | investment | 80% to 90% | P5Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 6.64% | 7.73% | principal and interest | owner occupied | 81% to 90% | P3Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 6.64% | 7.86% | principal and interest | investment | up to 80% | P2Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| G&C MUTUAL BANK | Fixed Rate Home Loan - Owner Occupier - I/O - 48 mths | fixed | 6.65% | 6.74% | interest only | owner occupied | not stated | P48M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:25:10.000+11:00 | 0 |
| G&C MUTUAL BANK | Fixed Rate Home Loan - Property Investor - I/O - 36 mths | fixed | 6.65% | 6.74% | interest only | investment | not stated | P36M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:25:10.000+11:00 | 0 |
| G&C MUTUAL BANK | Fixed Rate Home Loan - Property Investor - P&I - 48 mths | fixed | 6.65% | 6.74% | principal and interest | investment | not stated | P48M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:15:04.000+11:00 | 0 |
| RELIANCE | Fixed Rate Home Loan - Owner Occupier - I/O - 48 mths | fixed | 6.65% | 6.74% | interest only | owner occupied | not stated | P48M | ["redraw"]; ["employment_restricted"] | 2026-03-16T11:12:28.000+11:00 | 0 |
| RELIANCE | Fixed Rate Home Loan - Property Investor - I/O - 36 mths | fixed | 6.65% | 6.74% | interest only | investment | not stated | P36M | ["redraw"]; ["employment_restricted"] | 2026-03-16T11:02:09.000+11:00 | 0 |
| RELIANCE | Fixed Rate Home Loan - Property Investor - P&I - 48 mths | fixed | 6.65% | 6.74% | principal and interest | investment | not stated | P48M | ["redraw"]; ["employment_restricted"] | 2026-03-16T10:55:19.000+11:00 | 0 |
| UNITY BANK | Fixed Rate Home Loan - Owner Occupier - I/O - 48 mths | fixed | 6.65% | 6.74% | interest only | owner occupied | not stated | P48M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:53:53.000+11:00 | 0 |
| UNITY BANK | Fixed Rate Home Loan - Property Investor - I/O - 36 mths | fixed | 6.65% | 6.74% | interest only | investment | not stated | P36M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:50:06.000+11:00 | 0 |
| UNITY BANK | Fixed Rate Home Loan - Property Investor - P&I - 48 mths | fixed | 6.65% | 6.74% | principal and interest | investment | not stated | P48M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:43:44.000+11:00 | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.69% | 6.47% | interest only | investment | 80% to 90% | P5Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.69% | 6.42% | interest only | owner occupied | 90% to 95% | P5Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Customs Value Home Loan | fixed | 6.69% | 6.42% | interest only | owner occupied | up to 90% | P5Y | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| MOVE Bank (Railways Credit Union Lt | Offset Home Loan Investment Fixed 3 Year | fixed | 6.69% | - | principal and interest | investment | not stated | P36M | ["redraw","offset","extra_repayments"] | 2026-04-17T08:04:35.000+10:00 | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 6.69% | 7.74% | principal and interest | investment | up to 80% | P3Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 6.69% | 8.02% | interest only | investment | up to 80% | P1Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.69% | 6.47% | interest only | investment | 80% to 90% | P5Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.69% | 6.42% | interest only | owner occupied | 90% to 95% | P5Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Police Bank | Police Value Home Loan | fixed | 6.69% | 6.42% | interest only | owner occupied | up to 90% | P5Y | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.74% | 6.47% | interest only | owner occupied | 80% to 95% | P5Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.74% | 6.47% | interest only | owner occupied | up to 90% | P5Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| Border Bank | Goldrate Home Loan | fixed | 6.74% | 6.52% | interest only | investment | 80% to 90% | P5Y | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| CENTRAL MURRAY CREDIT UNION LIMITED | HOUSING LOAN (CODE) - Investment - Fixed Interest - 12 months - Principal and Interest | fixed | 6.74% | 7.25% | principal and interest | investment | not stated | P12M | ["package"] | 2026-04-28T14:24:49.000+10:00 | 0 |
| CENTRAL MURRAY CREDIT UNION LIMITED | HOUSING LOAN (CODE) - Owner Occupied - Fixed Interest - 36 months - Principal and Interest | fixed | 6.74% | 6.8% | principal and interest | owner occupied | not stated | P36M | ["package"] | 2026-04-28T14:25:16.000+10:00 | 0 |
| CENTRAL MURRAY CREDIT UNION LIMITED | HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Principal and Interest | variable | 6.74% | 6.8% | principal and interest | owner occupied | not stated | - | ["offset","redraw","extra_repayments","package"] | 2026-03-25T12:11:57.000+11:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Everyday Home Loan Investment Fixed 5 year | fixed | 6.74% | - | principal and interest | investment | not stated | P60M | ["redraw","extra_repayments"] | 2026-04-17T08:09:55.000+10:00 | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 6.74% | 7.89% | interest only | investment | up to 80% | P2Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.74% | 6.47% | interest only | owner occupied | up to 90% | P5Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.74% | 6.52% | interest only | investment | 80% to 90% | P5Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Goldrate Home Loan | fixed | 6.74% | 6.47% | interest only | owner occupied | 80% to 95% | P5Y | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| G&C MUTUAL BANK | Fixed Rate Home Loan - Owner Occupier - I/O - 60 mths | fixed | 6.75% | 6.84% | interest only | owner occupied | not stated | P60M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:25:10.000+11:00 | 0 |
| G&C MUTUAL BANK | Fixed Rate Home Loan - Property Investor - P&I - 60 mths | fixed | 6.75% | 6.84% | principal and interest | investment | not stated | P60M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:15:04.000+11:00 | 0 |
| RELIANCE | Fixed Rate Home Loan - Owner Occupier - I/O - 60 mths | fixed | 6.75% | 6.84% | interest only | owner occupied | not stated | P60M | ["redraw"]; ["employment_restricted"] | 2026-03-16T11:12:54.000+11:00 | 0 |
| RELIANCE | Fixed Rate Home Loan - Property Investor - P&I - 60 mths | fixed | 6.75% | 6.84% | principal and interest | investment | not stated | P60M | ["redraw"]; ["employment_restricted"] | 2026-03-16T10:55:48.000+11:00 | 0 |
| UNITY BANK | Fixed Rate Home Loan - Owner Occupier - I/O - 60 mths | fixed | 6.75% | 6.84% | interest only | owner occupied | not stated | P60M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:54:27.000+11:00 | 0 |
| UNITY BANK | Fixed Rate Home Loan - Property Investor - P&I - 60 mths | fixed | 6.75% | 6.84% | principal and interest | investment | not stated | P60M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:44:15.000+11:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Offset Home Loan Owner Occupied Fixed 5 Year | fixed | 6.79% | - | principal and interest | owner occupied | not stated | P60M | ["redraw","offset","extra_repayments"] | 2026-04-17T08:06:32.000+10:00 | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 6.79% | 8.03% | principal and interest | investment | 81% to 90% | P1Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 6.79% | 7.78% | interest only | investment | up to 80% | P3Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| Border Bank | Customs Value Home Loan | variable | 6.84% | 5.99% | interest only | owner occupied | up to 80% | - | ["redraw","offset","extra_repayments"] | 2026-05-01T06:35:03.479Z | 0 |
| Border Bank | Goldrate Home Loan | variable | 6.84% | 6.08% | interest only | owner occupied | up to 80% | - | ["offset","extra_repayments","redraw"] | 2026-05-01T06:35:04.046Z | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 6.84% | 7.9% | principal and interest | investment | 81% to 90% | P2Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| Police Bank | Goldrate Home Loan | variable | 6.84% | 6.08% | interest only | owner occupied | up to 80% | - | ["redraw","offset","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:29.438Z | 0 |
| Police Bank | Police Value Home Loan | variable | 6.84% | 5.99% | interest only | owner occupied | up to 80% | - | ["offset","redraw","extra_repayments"]; ["police_and_defence"] | 2026-05-01T06:33:30.555Z | 0 |
| G&C MUTUAL BANK | Fixed Rate Home Loan - Property Investor - I/O - 48 mths | fixed | 6.85% | 6.94% | interest only | investment | not stated | P48M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:25:10.000+11:00 | 0 |
| RELIANCE | Fixed Rate Home Loan - Property Investor - I/O - 48 mths | fixed | 6.85% | 6.94% | interest only | investment | not stated | P48M | ["redraw"]; ["employment_restricted"] | 2026-03-16T11:03:34.000+11:00 | 0 |
| UNITY BANK | Fixed Rate Home Loan - Property Investor - I/O - 48 mths | fixed | 6.85% | 6.94% | interest only | investment | not stated | P48M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:50:54.000+11:00 | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 6.89% | 8.04% | interest only | investment | 81% to 90% | P1Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 6.89% | 7.61% | principal and interest | owner occupied | up to 80% | P5Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 6.89% | 7.8% | principal and interest | investment | 81% to 90% | P3Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| MOVE Bank (Railways Credit Union Lt | Offset Home Loan Investment Fixed 5 Year | fixed | 6.94% | - | principal and interest | investment | not stated | P60M | ["redraw","offset","extra_repayments"] | 2026-04-17T08:04:56.000+10:00 | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 6.94% | 7.93% | interest only | investment | 81% to 90% | P2Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| G&C MUTUAL BANK | Fixed Rate Home Loan - Property Investor - I/O - 60 mths | fixed | 6.95% | 7.04% | interest only | investment | not stated | P60M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:25:10.000+11:00 | 0 |
| RELIANCE | Fixed Rate Home Loan - Property Investor - I/O - 60 mths | fixed | 6.95% | 7.04% | interest only | investment | not stated | P60M | ["redraw"]; ["employment_restricted"] | 2026-03-16T11:05:47.000+11:00 | 0 |
| UNITY BANK | Fixed Rate Home Loan - Property Investor - I/O - 60 mths | fixed | 6.95% | 7.04% | interest only | investment | not stated | P60M | ["redraw"]; ["employment_restricted"] | 2026-03-16T09:51:28.000+11:00 | 0 |
| CENTRAL MURRAY CREDIT UNION LIMITED | HOUSING LOAN (CODE) - Investment - Fixed Interest - 24 months - Principal and Interest | fixed | 6.99% | 7.25% | principal and interest | investment | not stated | P24M | ["package"] | 2026-04-28T14:26:01.000+10:00 | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 6.99% | 7.84% | interest only | investment | 81% to 90% | P3Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| MyState Bank | Basic Variable Loan | variable | 7.04% | 7.07% | principal and interest | owner occupied | 91% to 100% | - | ["redraw","extra_repayments"] | 2026-04-01T19:00:00.581158Z | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 7.04% | 7.68% | principal and interest | investment | up to 80% | P5Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 7.09% | 7.7% | principal and interest | owner occupied | 81% to 90% | P5Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| MyState Bank | Basic Variable Loan | variable | 7.14% | 7.19% | principal and interest | investment | 91% to 95% | - | ["redraw","extra_repayments"] | 2026-04-01T19:00:00.581158Z | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 7.14% | 7.73% | interest only | investment | up to 80% | P5Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| MyState Bank | Special Residential Variable Loan | variable | 7.14% | 7.19% | principal and interest | investment | 91% to 95% | - | ["redraw","offset","extra_repayments","construction"] | 2026-04-01T19:00:00.550588Z | 0 |
| MyState Bank | Special Residential Variable Loan | variable | 7.14% | 7.19% | principal and interest | owner occupied | 91% to 100% | - | ["redraw","offset","extra_repayments","construction"] | 2026-04-01T19:00:00.550588Z | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 7.19% | 7.98% | interest only | owner occupied | up to 80% | P2Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 7.19% | 8.07% | interest only | owner occupied | up to 80% | P1Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| CENTRAL MURRAY CREDIT UNION LIMITED | HOUSING LOAN (CODE) - Investment - Fixed Interest - 36 months - Principal and Interest | fixed | 7.24% | 7.3% | principal and interest | investment | not stated | P36M | ["package"] | 2026-04-28T14:25:40.000+10:00 | 0 |
| CENTRAL MURRAY CREDIT UNION LIMITED | HOUSING LOAN (CODE) - Investment - Variable Interest - Principal and Interest - LVR < 80% | variable | 7.24% | 7.3% | principal and interest | investment | not stated | - | ["offset","redraw","extra_repayments","package"] | 2026-03-25T12:09:44.000+11:00 | 0 |
| CENTRAL MURRAY CREDIT UNION LIMITED | HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Interest Only | variable | 7.24% | 7.3% | interest only | owner occupied | not stated | - | ["redraw","offset","extra_repayments","package"] | 2026-03-25T12:16:03.000+11:00 | 0 |
| CENTRAL MURRAY CREDIT UNION LIMITED | HOUSING LOAN (CODE) - Owner Occupied - Variable Interst - Principal and Interest - LVR > 80% | variable | 7.24% | 7.3% | principal and interest | owner occupied | not stated | - | ["extra_repayments","offset","redraw","package"] | 2026-03-25T12:14:28.000+11:00 | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 7.24% | 7.91% | interest only | owner occupied | up to 80% | P3Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 7.24% | 7.77% | principal and interest | investment | 81% to 90% | P5Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 7.34% | 7.82% | interest only | investment | 81% to 90% | P5Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| Greater Bank | Ultimate Packaged Home Loan - Variable Owner Occupied | variable | 7.41% | 7.76% | principal and interest | owner occupied | not stated | - | ["offset","redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Ultimate Packaged Home Loan - Variable Interest Only Owner Occupied | variable | 7.51% | 7.86% | interest only | owner occupied | not stated | - | ["offset","redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| SCCU | REVERSE MORTGAGE LOAN | variable | 7.58% | 7.64% | interest only | owner occupied | not stated | - | ["redraw","extra_repayments"] | 2026-04-23T20:44:33.000+10:00 | 0 |
| Greater Bank | Great Rate Home Loan - Variable Owner Occupied | variable | 7.61% | 7.62% | principal and interest | owner occupied | not stated | - | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-02T00:00:00Z | 0 |
| MOVE Bank (Railways Credit Union Lt | Standard Owner Occupied PandI | variable | 7.65% | 7.7% | principal and interest | owner occupied | not stated | - | ["redraw","offset","extra_repayments"] | 2026-04-01T08:32:17.000+10:00 | 0 |
| MyState Bank | Fixed Rate Loan | fixed | 7.69% | 7.98% | interest only | owner occupied | up to 80% | P5Y | ["extra_repayments"] | 2026-04-01T19:00:00.413831Z | 0 |
| Greater Bank | Great Rate Home Loan - Variable Interest Only Owner Occupied | variable | 7.71% | 7.72% | interest only | owner occupied | not stated | - | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-02T00:00:00Z | 0 |
| CENTRAL MURRAY CREDIT UNION LIMITED | HOUSING LOAN (CODE) - Investment - Variable Interest - Interest Only | variable | 7.74% | 7.8% | interest only | investment | not stated | - | ["redraw","offset","extra_repayments","package"] | 2026-03-25T12:15:15.000+11:00 | 0 |
| CENTRAL MURRAY CREDIT UNION LIMITED | HOUSING LOAN (CODE) - Investment - Variable Interest - Principal and Interest - LVR > 80% | variable | 7.74% | 7.8% | principal and interest | investment | not stated | - | ["extra_repayments","offset","redraw","package"] | 2026-03-25T12:10:54.000+11:00 | 0 |
| CENTRAL MURRAY CREDIT UNION LIMITED | HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Interest Only - LVR > 80% | variable | 7.74% | 7.8% | interest only | owner occupied | not stated | - | ["offset","extra_repayments","redraw"] | 2026-03-25T12:29:01.000+11:00 | 0 |
| A-Auswide Bank | LINE OF CREDIT | bundle discount variable | 7.76% | - | interest only | owner occupied | not stated | - | ["extra_repayments","package","line_of_credit"] | 2026-03-25T09:05:54.000+10:00 | 0 |
| Greater Bank | Ultimate Packaged Home Loan - Variable Investment | variable | 7.79% | 8.14% | principal and interest | investment | not stated | - | ["offset","redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Standard Home Loan - Variable Owner Occupied | variable | 7.88% | 7.93% | principal and interest | owner occupied | not stated | - | ["redraw","extra_repayments","guarantor"] | 2026-04-02T00:00:00Z | 0 |
| Greater Bank | Ultimate Packaged Home Loan - Variable Interest Only Investment | variable | 7.89% | 8.23% | interest only | investment | not stated | - | ["offset","redraw","cashback","extra_repayments","guarantor","package"] | 2026-04-21T00:00:00Z | 0 |
| Greater Bank | Standard Home Loan - Variable Interest Only Owner Occupied | variable | 7.98% | 8.03% | interest only | owner occupied | not stated | - | ["redraw","extra_repayments","guarantor"] | 2026-04-02T00:00:00Z | 0 |
| Greater Bank | Great Rate Home Loan - Variable Investment | variable | 7.99% | 8% | principal and interest | investment | not stated | - | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-02T00:00:00Z | 0 |
| Greater Bank | Great Rate Home Loan - Variable Interest Only Investment | variable | 8.09% | 8.1% | interest only | investment | not stated | - | ["redraw","cashback","extra_repayments","guarantor"] | 2026-04-02T00:00:00Z | 0 |
| G&C MUTUAL BANK | Bridging Loan -  Owner Occupied | variable | 8.1% | 8.21% | interest only | owner occupied | not stated | - | ["redraw","bridging"]; ["employment_restricted"] | 2026-04-01T09:21:30.000+11:00 | 0 |
| RELIANCE | Bridging Loan - Owner Occupied | variable | 8.1% | 8.21% | interest only | owner occupied | not stated | - | ["redraw","bridging"]; ["employment_restricted"] | 2026-04-01T13:34:53.000+11:00 | 0 |
| UNITY BANK | Bridging Loan - Owner Occupied | variable | 8.1% | 8.21% | interest only | owner occupied | not stated | - | ["redraw","bridging"]; ["employment_restricted"] | 2026-04-01T13:12:34.000+11:00 | 0 |
| Greater Bank | Standard Home Loan - Variable Investment | variable | 8.11% | 8.16% | principal and interest | investment | not stated | - | ["redraw","extra_repayments","guarantor"] | 2026-04-02T00:00:00Z | 0 |
| MyState Bank | Standard Variable Loan | variable | 8.12% | 8.17% | principal and interest | owner occupied | up to 100% | - | ["redraw","offset","extra_repayments","construction"] | 2026-04-01T19:00:00.581135Z | 0 |
| MyState Bank | Standard Variable Loan | variable | 8.12% | 8.17% | principal and interest | investment | up to 95% | - | ["redraw","offset","extra_repayments","construction"] | 2026-04-01T19:00:00.581135Z | 0 |
| Greater Bank | Standard Home Loan - Variable Interest Only Investment | variable | 8.21% | 8.26% | interest only | investment | not stated | - | ["redraw","extra_repayments","guarantor"] | 2026-04-02T00:00:00Z | 0 |
| CENTRAL MURRAY CREDIT UNION LIMITED | HOUSING LOAN (CODE) - Investment - Variable Interest - Interest Only - LVR > 80% | variable | 8.24% | 8.3% | interest only | investment | not stated | - | ["extra_repayments","offset","redraw","package"] | 2026-03-25T12:27:48.000+11:00 | 0 |
| MOVE Bank (Railways Credit Union Lt | Standard Investment PandI | variable | 8.24% | 8.29% | principal and interest | investment | not stated | - | ["redraw","offset","extra_repayments"] | 2026-04-01T08:35:20.000+10:00 | 0 |
| A-Auswide Bank | LINE OF CREDIT | bundle discount variable | 8.28% | - | interest only | investment | not stated | - | ["extra_repayments","package","line_of_credit"] | 2026-03-25T09:05:54.000+10:00 | 1 |
| Judo Bank | Home Loan | variable | 8.4% | 8.42% | interest only | owner occupied | not stated | - | ["redraw","extra_repayments"] | 2026-05-01T07:14:13.330963Z | 0 |
| Judo Bank | Home Loan | variable | 8.4% | 8.42% | interest only | investment | not stated | - | ["redraw","extra_repayments"] | 2026-05-01T07:14:13.330963Z | 0 |
| Judo Bank | Home Loan | variable | 8.4% | 8.42% | principal and interest | investment | not stated | - | ["redraw","extra_repayments"] | 2026-05-01T07:14:13.330963Z | 0 |
| Judo Bank | Home Loan | variable | 8.4% | 8.42% | principal and interest | owner occupied | not stated | - | ["redraw","extra_repayments"] | 2026-05-01T07:14:13.330963Z | 0 |
| MyState Bank | Standard Variable Loan | variable | 8.52% | 8.57% | interest only | owner occupied | up to 80% | - | ["redraw","offset","extra_repayments","construction"] | 2026-04-01T19:00:00.581135Z | 0 |
| MyState Bank | Standard Variable Loan | variable | 8.52% | 8.57% | interest only | investment | up to 90% | - | ["redraw","offset","extra_repayments","construction"] | 2026-04-01T19:00:00.581135Z | 0 |
| G&C MUTUAL BANK | Bridging Loan - Investor | variable | 8.6% | 8.72% | interest only | investment | not stated | - | ["redraw","bridging"]; ["employment_restricted"] | 2026-04-01T09:21:03.000+11:00 | 0 |
| RELIANCE | Bridging Loan - Investor | variable | 8.6% | 8.72% | interest only | investment | not stated | - | ["redraw","bridging"]; ["employment_restricted"] | 2026-04-01T13:34:33.000+11:00 | 0 |
| UNITY BANK | Bridging Loan - Investor | variable | 8.6% | 8.72% | interest only | investment | not stated | - | ["redraw","bridging"]; ["employment_restricted"] | 2026-04-01T13:12:07.000+11:00 | 0 |
| G&C MUTUAL BANK | Retirees Access Home Loan | variable | 9% | 9.1% | interest only | unknown | not stated | - | ["redraw"] | 2026-04-01T15:15:24.000+11:00 | 0 |
| RELIANCE | Retirees Access Home Loan | variable | 9% | 9.1% | interest only | unknown | not stated | - | ["redraw"] | 2026-04-01T15:15:24.000+11:00 | 0 |
| UNITY BANK | Retirees Access Home Loan | variable | 9% | 9.1% | interest only | unknown | not stated | - | ["redraw"] | 2026-04-01T15:15:24.000+11:00 | 0 |
| Arab Bank Australia Limited | The Basics Home Loan | variable | 9.04% | 9.17% | principal and interest | owner occupied | not stated | - | ["redraw","extra_repayments"] | 2026-03-30T23:05:32.166Z | 0 |
| Arab Bank Australia Limited | Essentials Home Loan | variable | 9.14% | 9.19% | principal and interest | owner occupied | not stated | - | ["redraw","offset","extra_repayments"] | 2026-03-30T22:44:40.959Z | 0 |
| BOQ Specialist | Plus Home Loan | variable | 9.19% | - | principal and interest | owner occupied | not stated | - | ["package"] | 2026-03-19T04:05:20Z | 0 |
| BOQ Specialist | Plus Home Loan | variable | 9.24% | - | interest only | owner occupied | not stated | - | ["package"] | 2026-03-19T04:05:20Z | 1 |
| Judo Bank | Home Loan | fixed | 9.28% | 8.67% | interest only | owner occupied | not stated | P3Y | ["redraw","extra_repayments"] | 2026-05-01T07:14:13.330963Z | 0 |
| Judo Bank | Home Loan | fixed | 9.28% | 8.67% | principal and interest | investment | not stated | P3Y | ["redraw","extra_repayments"] | 2026-05-01T07:14:13.330963Z | 0 |
| Judo Bank | Home Loan | fixed | 9.28% | 8.67% | interest only | investment | not stated | P3Y | ["redraw","extra_repayments"] | 2026-05-01T07:14:13.330963Z | 0 |
| Judo Bank | Home Loan | fixed | 9.28% | 8.67% | principal and interest | owner occupied | not stated | P3Y | ["redraw","extra_repayments"] | 2026-05-01T07:14:13.330963Z | 0 |
| Arab Bank Australia Limited | The Basics Investment Loan | variable | 9.29% | 9.42% | principal and interest | investment | not stated | - | ["redraw","extra_repayments"] | 2026-03-30T23:06:15.638Z | 0 |
| FAMILY FIRST | Mortgage Secured Overdraft | variable | 9.35% | - | unknown | owner occupied | not stated | - | - | 2026-02-16T22:43:55.782036Z | 0 |
| Judo Bank | Home Loan | fixed | 9.35% | 8.52% | principal and interest | investment | not stated | P1Y | ["redraw","extra_repayments"] | 2026-05-01T07:14:13.330963Z | 0 |
| Judo Bank | Home Loan | fixed | 9.35% | 8.52% | interest only | owner occupied | not stated | P1Y | ["redraw","extra_repayments"] | 2026-05-01T07:14:13.330963Z | 0 |
| Judo Bank | Home Loan | fixed | 9.35% | 8.52% | principal and interest | owner occupied | not stated | P1Y | ["redraw","extra_repayments"] | 2026-05-01T07:14:13.330963Z | 0 |
| Judo Bank | Home Loan | fixed | 9.35% | 8.52% | interest only | investment | not stated | P1Y | ["redraw","extra_repayments"] | 2026-05-01T07:14:13.330963Z | 0 |
| Judo Bank | Home Loan | fixed | 9.38% | 8.61% | interest only | investment | not stated | P2Y | ["redraw","extra_repayments"] | 2026-05-01T07:14:13.330963Z | 0 |
| Judo Bank | Home Loan | fixed | 9.38% | 8.61% | principal and interest | investment | not stated | P2Y | ["redraw","extra_repayments"] | 2026-05-01T07:14:13.330963Z | 0 |
| Judo Bank | Home Loan | fixed | 9.38% | 8.61% | interest only | owner occupied | not stated | P2Y | ["redraw","extra_repayments"] | 2026-05-01T07:14:13.330963Z | 0 |
| Judo Bank | Home Loan | fixed | 9.38% | 8.61% | principal and interest | owner occupied | not stated | P2Y | ["redraw","extra_repayments"] | 2026-05-01T07:14:13.330963Z | 0 |
| Arab Bank Australia Limited | Essentials Investment Loan | variable | 9.39% | 9.44% | principal and interest | investment | not stated | - | ["redraw","offset","extra_repayments"] | 2026-03-30T22:48:59.462Z | 0 |
| Judo Bank | Home Loan | fixed | 9.44% | 8.8% | interest only | investment | not stated | P4Y | ["redraw","extra_repayments"] | 2026-05-01T07:14:13.330963Z | 0 |
| Judo Bank | Home Loan | fixed | 9.44% | 8.8% | interest only | owner occupied | not stated | P4Y | ["redraw","extra_repayments"] | 2026-05-01T07:14:13.330963Z | 0 |
| Judo Bank | Home Loan | fixed | 9.44% | 8.8% | principal and interest | owner occupied | not stated | P4Y | ["redraw","extra_repayments"] | 2026-05-01T07:14:13.330963Z | 0 |
| Judo Bank | Home Loan | fixed | 9.44% | 8.8% | principal and interest | investment | not stated | P4Y | ["redraw","extra_repayments"] | 2026-05-01T07:14:13.330963Z | 0 |
| Judo Bank | Home Loan | fixed | 9.45% | 8.88% | interest only | owner occupied | not stated | P5Y | ["redraw","extra_repayments"] | 2026-05-01T07:14:13.330963Z | 0 |
| Judo Bank | Home Loan | fixed | 9.45% | 8.88% | interest only | investment | not stated | P5Y | ["redraw","extra_repayments"] | 2026-05-01T07:14:13.330963Z | 0 |
| Judo Bank | Home Loan | fixed | 9.45% | 8.88% | principal and interest | investment | not stated | P5Y | ["redraw","extra_repayments"] | 2026-05-01T07:14:13.330963Z | 0 |
| Judo Bank | Home Loan | fixed | 9.45% | 8.88% | principal and interest | owner occupied | not stated | P5Y | ["redraw","extra_repayments"] | 2026-05-01T07:14:13.330963Z | 0 |
| BOQ Specialist | Plus Home Loan | variable | 9.73% | - | principal and interest | investment | not stated | - | ["package"] | 2026-03-19T04:05:20Z | 1 |
| BOQ Specialist | Plus Home Loan | variable | 9.73% | - | interest only | investment | not stated | - | ["package"] | 2026-03-19T04:05:20Z | 1 |
| Arab Bank Australia Limited | Bridging Loan | variable | 10.4% | 10.47% | interest only | owner occupied | not stated | - | ["bridging","construction"] | 2026-03-30T22:35:40.531Z | 0 |

---

# File: banks.md

# Lender Index

This generated file lists lenders in the current RateCheck snapshot with product counts, everyday headline rates and all-advertised headline rates. Everyday rates exclude restricted-audience and special-purpose products so they are better defaults for mainstream borrower comparisons.

| Bank | Product count | Everyday best variable | Everyday best fixed | All advertised best variable | All advertised best fixed |
|---|---:|---:|---:|---:|---:|
| A-Auswide Bank | 1 | - | - | 7.76% | - |
| Arab Bank Australia Limited | 5 | 9.04% | - | 9.04% | - |
| BOQ Specialist | 1 | 9.19% | - | 9.19% | - |
| Border Bank | 3 | 5.79% | 5.84% | 5.59% | 5.84% |
| CENTRAL MURRAY CREDIT UNION LIMITED | 17 | 5.74% | 6.24% | 5.74% | 6.24% |
| Credit Union SA | 2 | 5.54% | - | 5.54% | - |
| FAMILY FIRST | 7 | 5.65% | 5.89% | 5.65% | 5.89% |
| FF PM Production | 2 | - | 6.34% | 6.45% | 6.34% |
| G&C MUTUAL BANK | 44 | 9% | - | 5.6% | 6% |
| Greater Bank | 80 | 7.41% | 5.99% | 5.69% | 5.99% |
| Judo Bank | 1 | 8.4% | 9.28% | 8.4% | 9.28% |
| MOVE Bank (Railways Credit Union Lt | 28 | 5.74% | 6.24% | 5.74% | 6.24% |
| MyState Bank | 4 | 5.84% | 6.34% | 5.84% | 6.34% |
| Police Bank | 4 | - | - | 5.59% | 5.84% |
| RACQ Bank | 2 | - | - | 2.79% | - |
| RELIANCE | 45 | 6.04% | - | 5.6% | 6% |
| SCCU | 1 | 7.58% | - | 7.58% | - |
| UNITY BANK | 45 | 9% | - | 5.6% | 6% |

---

# File: analytics.md

# Market Analytics

## Summary

Use everyday/default rate context for mainstream borrower comparisons. Analytics summary figures exclude raw outliers and revert rates, but specialist products can still appear in detailed all-advertised data.

- Generated at: 2026-05-02T07:24:47Z
- Snapshot count: 47
- History span days: 13.1
- Lowest variable: 5.54%
- Lowest fixed: 5.84%
- Median owner-occupied P&I variable: 5.89%
- Average rate: 6.45%
- Variable rows: 269
- Fixed rows: 454

## Timeline

| Date | Avg variable | Avg fixed | Lowest variable | Lowest fixed | Banks | Rows |
|---|---:|---:|---:|---:|---:|---:|
| 2026-04-19T05:18:36Z | 6.68% | 6.6% | 4.24% | 5.49% | 64 | 2423 |
| 2026-04-19T12:46:24Z | 6.68% | 6.6% | 4.24% | 5.49% | 63 | 2418 |
| 2026-04-19T18:40:37Z | 6.68% | 6.6% | 4.24% | 5.49% | 64 | 2425 |
| 2026-04-20T02:04:37Z | 6.68% | 6.6% | 4.24% | 5.49% | 63 | 2409 |
| 2026-04-20T07:57:51Z | 6.69% | 6.6% | 4.24% | 5.49% | 63 | 2407 |
| 2026-04-20T13:16:56Z | 6.68% | 6.6% | 4.24% | 5.49% | 63 | 2409 |
| 2026-04-20T18:58:29Z | 6.69% | 6.6% | 4.24% | 5.49% | 63 | 2407 |
| 2026-04-21T02:00:04Z | 6.69% | 6.6% | 4.24% | 5.49% | 63 | 2411 |
| 2026-04-21T07:27:52Z | 6.69% | 6.6% | 4.24% | 5.49% | 63 | 2419 |
| 2026-04-21T13:10:25Z | 6.72% | 6.61% | 4.24% | 5.49% | 60 | 2279 |
| 2026-04-21T19:04:48Z | 6.72% | 6.64% | 4.24% | 5.49% | 64 | 2589 |
| 2026-04-22T01:58:36Z | 6.69% | 6.61% | 4.24% | 5.59% | 63 | 2419 |
| 2026-04-22T07:25:40Z | 6.69% | 6.61% | 4.24% | 5.59% | 63 | 2419 |
| 2026-04-22T13:14:14Z | 6.69% | 6.61% | 4.24% | 5.59% | 63 | 2417 |
| 2026-04-22T19:06:17Z | 6.78% | 6.63% | 5.54% | 5.59% | 49 | 1989 |
| 2026-04-23T02:02:58Z | 6.69% | 6.61% | 4.24% | 5.59% | 63 | 2415 |
| 2026-04-23T07:28:18Z | 6.69% | 6.61% | 4.24% | 5.59% | 62 | 2414 |
| 2026-04-23T13:12:16Z | 6.57% | 6.61% | 4.24% | 5.59% | 62 | 2309 |
| 2026-04-23T19:02:24Z | 6.57% | 6.61% | 4.24% | 5.59% | 63 | 2349 |
| 2026-04-24T02:02:51Z | 6.57% | 6.61% | 4.24% | 5.59% | 62 | 2307 |
| 2026-04-24T07:54:16Z | 6.56% | 6.61% | 4.24% | 5.59% | 62 | 2311 |
| 2026-04-24T13:09:03Z | 6.56% | 6.61% | 4.24% | 5.59% | 62 | 2311 |
| 2026-04-24T18:42:14Z | 6.56% | 6.61% | 5.44% | 5.59% | 61 | 2337 |
| 2026-04-25T01:52:30Z | 6.56% | 6.61% | 4.24% | 5.59% | 62 | 2311 |
| 2026-04-25T07:07:28Z | 6.56% | 6.61% | 4.24% | 5.59% | 62 | 2311 |
| 2026-04-25T12:47:59Z | 6.56% | 6.61% | 4.24% | 5.59% | 62 | 2311 |
| 2026-04-25T18:42:02Z | 6.56% | 6.61% | 4.24% | 5.59% | 61 | 2310 |
| 2026-04-26T02:06:23Z | 6.56% | 6.61% | 4.24% | 5.59% | 62 | 2311 |
| 2026-04-26T07:21:40Z | 6.56% | 6.61% | 4.24% | 5.59% | 62 | 2311 |
| 2026-04-26T12:53:11Z | 6.56% | 6.61% | 4.24% | 5.59% | 62 | 2311 |
| 2026-04-26T18:43:24Z | 6.56% | 6.61% | 4.24% | 5.59% | 62 | 2341 |
| 2026-04-27T02:08:36Z | 6.56% | 6.61% | 4.24% | 5.59% | 61 | 2273 |
| 2026-04-27T08:12:38Z | 6.56% | 6.61% | 4.24% | 5.59% | 62 | 2311 |
| 2026-04-27T13:25:59Z | 6.56% | 6.61% | 4.24% | 5.59% | 62 | 2311 |
| 2026-04-27T19:09:47Z | 6.56% | 6.61% | 4.24% | 5.59% | 62 | 2311 |
| 2026-04-28T02:15:11Z | 6.57% | 6.61% | 4.24% | 5.59% | 62 | 2305 |
| 2026-04-28T08:14:21Z | 6.56% | 6.6% | 4.24% | 5.59% | 61 | 2194 |
| 2026-04-28T19:26:26Z | 6.56% | 6.58% | 4.24% | 5.59% | 57 | 2114 |
| 2026-04-29T02:16:07Z | 6.56% | 6.61% | 4.24% | 5.71% | 60 | 2174 |
| 2026-04-29T08:07:04Z | 6.56% | 6.61% | 4.24% | 5.71% | 60 | 2174 |
| 2026-04-29T13:31:44Z | 6.56% | 6.61% | 4.24% | 5.71% | 60 | 2174 |
| 2026-04-29T19:16:21Z | 6.56% | 6.61% | 4.24% | 5.71% | 60 | 2174 |
| 2026-04-30T03:14:26Z | 6.58% | 6.6% | 4.24% | 5.71% | 59 | 2048 |
| 2026-05-01T13:05:53Z | 6.45% | 6.45% | 5.54% | 5.84% | 17 | 723 |
| 2026-05-01T19:03:36Z | 6.45% | 6.45% | 5.54% | 5.84% | 17 | 723 |
| 2026-05-02T02:07:30Z | 6.45% | 6.45% | 5.54% | 5.84% | 17 | 723 |
| 2026-05-02T07:24:45Z | 6.45% | 6.45% | 5.54% | 5.84% | 17 | 723 |

## Feature prevalence

| Feature | Count | Percent |
|---|---:|---:|
| Guarantor option | 85 | 11.8% |
| Package deal | 49 | 6.8% |
| First home buyer | 26 | 3.6% |
| Offset account | 447 | 61.8% |
| Redraw facility | 677 | 93.6% |
| Extra repayments | 570 | 78.8% |
| Cashback offer | 56 | 7.7% |

## Rates by LVR

| Band | Avg variable | Avg fixed | Count |
|---|---:|---:|---:|
| ≤60% LVR | 6.01% | 6.17% | 91 |
| 60–80% LVR | 6.25% | 6.38% | 99 |
| 80–95% LVR | 6.27% | 6.3% | 189 |

## Cashback examples

| Bank | Product | Detail |
|---|---|---|
| Greater Bank | Discounted Great Rate Home Loan - Variable Interest Only Investment | Switching to Greater Bank could score you up to $2,500 cashback. Applicable for eligible owner occupied and investment home loans. $2,000 cashback for loans ≥$250,000 with LVR of less than or equal to 80%, or $2,500 cashback for loans ≥$500,000 with LVR of less than or equal to 80%. Only one (1) Cashback Payment per eligible loan, and for first eligible loan only. Not available in conjunction with any other promotional payment. Offer may be varied or withdrawn at any time. See the full Cashback Offer Terms and Conditions. Terms, conditions, fees, charges and credit criteria apply. |

---

# File: calculator.md

# Mortgage Calculator

The calculator estimates Australian home loan repayments from user-entered loan amount, annual interest rate, term, repayment frequency, offset balance, extra repayments and optional interest-only period.

## Questions to ask first

- What is the loan amount?
- What annual interest rate should be used?
- What loan term should be used, in years and months?
- Should repayments be monthly, fortnightly or weekly?
- Is the loan principal-and-interest or interest-only? If interest-only, how many months?
- Are there regular extra repayments?
- Is there an offset balance that should reduce interest?

## Outputs

- Repayment amount labelled by selected frequency: per month, per fortnight or per week.
- Total interest and total repayments over the simulated loan life.
- Paid-off date, deposit and LVR.
- Native balance/equity chart generated from schedule rows.
- Schedule rows with principal and interest split, plus CSV export.

## Assumptions

- Interest is simulated using Actual/365 day counts between repayment dates.
- Offset balance reduces the interest base but is not treated as a repayment unless explicitly modelled.
- Extra repayment is recurring at the selected repayment frequency.
- Interest-only mode uses a bounded interest-only period and then recalculates repayments to clear the loan by the original term.
- Calculator results are estimates, not financial advice.

## Python example

```python
from math import pow

def repayment_amount(balance, annual_rate, payments_per_year, remaining_payments):
    if remaining_payments <= 0:
        return 0.0
    periodic_rate = annual_rate / payments_per_year
    if periodic_rate == 0:
        return balance / remaining_payments
    return balance * periodic_rate / (1 - pow(1 + periodic_rate, -remaining_payments))

def simulate_home_loan(loan_amount, annual_rate, years, payments_per_year=12, extra_repayment=0.0, offset_balance=0.0):
    scheduled_payments = int(years * payments_per_year)
    repayment = repayment_amount(loan_amount, annual_rate, payments_per_year, scheduled_payments)
    balance = loan_amount
    total_interest = 0.0
    rows = []
    for payment_number in range(1, scheduled_payments + 1):
        interest_base = max(0.0, balance - offset_balance)
        interest = interest_base * annual_rate / payments_per_year
        principal = min(balance, repayment + extra_repayment - interest)
        if principal < 0:
            principal = 0.0
        balance = max(0.0, balance + interest - repayment - extra_repayment)
        total_interest += interest
        rows.append({"payment": payment_number, "interest": interest, "principal": principal, "balance": balance})
        if balance <= 0:
            break
    return {"repayment": repayment, "total_interest": total_interest, "payments": len(rows), "rows": rows}
```

This is an estimate, not financial advice. Confirm repayment calculations, fees and product terms with the lender.

Generated alongside the 2026-05-02T07:24:50Z rate snapshot.